3894 Ruth St, Augusta, GA 30909 Property Records

Augusta-Richmond County Consolidated Government property record for 3894 Ruth St, Augusta, GA 30909

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,519 sqft · built 1998
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Tax Bill	$1,678 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`066-0-005-00-0`

Property Details

APN / Parcel Number

Primary APN	`066-0-005-00-0`
Alternative APNs	`42087` `33087`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,519 sqft Gross Area
1st Floor Area	3,519 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Material	Shingle
Lot Area	20,038 sqft (0.46 acres)
Terrain	Rolling
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	33087
Street Address	3894 RUTH ST
City	AUGUSTA
State	GA
Zip	30909-9741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BELAIR HILLS ESTATES (00100) 013-C
Legal Subdivision	BELAIR HILLS ESTATES
Legal Block	C
Legal Lot Number	13
Jurisdiction	RICHMOND GA
Township / Civil Division	AUGUSTA
Census Block Group	1
Census Block	1022
Census Tract	10207

Owner

Source: Augusta-Richmond County Consolidated Government records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3894 RUTH ST, AUGUSTA, GA 30909-9741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK
Sep 10, 2018	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 1999
Deed Sale	Jul 23, 1999
Prior Sale	May 4, 1998
Deed Document Number	0006520688
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	3894 RUTH ST, AUGUSTA, GA 30909-9741
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3894 RUTH ST, AUGUSTA, GA 30909-9741
Investor	Possibly a Property Investor

Mortgage

Document Number	0018230000000087
Date	Jan 18, 2022
Book Page	0000001823/0000000087
Instrument	2022002200

Lender

Name	FIRST CITIZENS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2032

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	3894 RUTH ST, AUGUSTA, GA 30909-9741
Document Number	0016471225
Instrument Date	Sep 10, 2018
Transaction Type	Mortgage
Record Updated	Oct 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3894 RUTH ST AUGUSTA GA 309099741, AUGUSTA, GA 30909-9741

Mortgage

Document Number	0016471225
Date	Sep 25, 2018
Book Page	001647/001225
Instrument	48980

Lender

Name	SUNTRUST BK
Type	Bank
Address	ATLANTA, GA 30328

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Augusta-Richmond County Consolidated Government assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Augusta-Richmond County Consolidated Government
Unified School District	Richmond County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,678.00 (+26.07%)	$158,596 (+17.25%) Land $12,000 Building $146,596	$396,490 (+17.25%) Land $30,000 Building $366,490
2023	$1,331.00 (-8.21%) Senior Citizen's exemption Additional exemption filed	$135,264 (+20.94%) Land $12,000 Building $123,264	$338,160 (+20.94%) Land $30,000 Building $308,160
2022	$1,450.00	$111,847 Land $12,000 Building $99,847	$279,617 Land $30,000 Building $249,617

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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