Hamilton County property record for 3894 Ebenezer Rd, Cincinnati, OH 45248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,720 sqft · built 2012 |
| Lot Size | 0.543 acres (23,653 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $194,000 (Mar 2013) |
| Tax Bill | $5,148 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Nov 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0173-0221-00 |
| Primary APN | 550-0173-0221-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,720 sqft Living Area |
| Gross Area | 3,992 sqft |
| 1st Floor Area | 1,720 sqft |
| Basement Area | 1,720 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 23,653 sqft (0.543 acres) |
| Lot Dimensions | 252 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3894 EBENEZER RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45248-2210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | EBENEZER RD 110.77 X 252.28 IR PT LOT 2 WM WINTERS EST |
| Legal Subdivision | WM WINTERS EST |
| Legal Lot Number | 2 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21001 |
Source: Hamilton County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3894 EBENEZER RD, CINCINNATI, OH 45248-2210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage · FHA Mortgage MID-AMERICAN MORTGAGE INC |
| Nov 15, 2018 | Loan Modification, Mortgage · FHA Mortgage MID AMERICA MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 19, 2013 · Amount on Record |
| Deed Sale | Mar 19, 2013 · Amount on Record |
| Prior Sale | Sep 25, 2012 · Amount on Record |
| Deed Document Number | 201336391 |
| Deed Book / Page | 12265 / 1162 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3894 EBENEZER RD, CINCINNATI, OH 45248-2210 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3894 EBENEZER RD, CINCINNATI, OH 45248-2210 |
| Document Number | 0000110987 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 14502/537 |
| Instrument | 2021-0110987 |
| Name | MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ADDISON, TX 75001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 327 Months |
| Due | Dec 1, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3894 EBENEZER RD, CINCINNATI, OH 45248-2210 |
| Document Number | 0000111367 |
| Instrument Date | Nov 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 3894 EBENEZER RD CINCINNATI OH 452482210, CINCINNATI, OH 45248-2210 |
| Document Number | 0000111367 |
|---|---|
| Date | Dec 20, 2018 |
| Book Page | 013819/001579 |
| Instrument | 111367 |
| Name | MID AMERICA MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 19, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,148.00 (+2.55%) | $98,879 (-) Land $14,676 Building $84,203 | $282,510 (-) Land $41,930 Building $240,580 |
| 2024 | $5,020.00 (-0.1%) | $98,879 (-) Land $14,676 Building $84,203 | |
| 2023 | $5,025.00 (+5.83%) | $98,879 (+24.83%) Land $14,676 Building $84,203 | $282,510 (+24.83%) Land $41,930 Building $240,580 |
| 2022 | $4,748.00 Homeowner's exemption | $79,209 Land $14,298 Building $64,911 | |
| 2020 | $226,310 Land $40,850 Building $185,460 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–1979) |
| Most Recent Claim | Feb 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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