Merced County property record for 3894 Black Hawk Ave, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,317 sqft · built 2002 |
| Lot Size | 0.148 acres (6,451 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $369,000 (Apr 2018) |
| Tax Bill | $4,831 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jun 2018 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 231-115-001-000 |
| Primary APN | 231-115-001-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,317 sqft Living Area |
| Gross Area | 3,081 sqft |
| 1st Floor Area | 2,317 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Wood |
| Lot Area | 6,451 sqft (0.148 acres) |
| Garage Type | Attached |
| Garage Area | 764 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Old Parcel Number | 231-115-001 |
|---|---|
| Street Address | 3894 BLACK HAWK AVE |
| City | MERCED |
| State | CA |
| Zip | 95340-8354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R16 |
| Legal Description | QUAIL CREEK UNIT 3 LOT 96 |
| Legal Subdivision | QUAIL CRK |
| Legal Lot Number | 96 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 1801 |
3894 Black Hawk Ave is owned and occupied by two individuals who acquired it in May 2021.
Source: Merced County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3894 BLACK HAWK AVE, MERCED, CA 95340-8354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2021 | Correction Deed · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jun 11, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Apr 25, 2018 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Apr 25, 2018 | Grant Deed, Transfer · Conventional with PMI OPES ADVISORS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2018 · Amount on File |
| Deed Sale | Apr 25, 2018 · Amount on File |
| Prior Sale | Jan 10, 2013 · Amount on File |
| Deed Document Number | 201812034 |
| Last Transfer Date | May 7, 2021 |
| Transfer Doc | 0000023731 |
| Record Updated | Oct 29, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | May 26, 2021 |
| Property Address | 3894 BLACK HAWK AVE, MERCED, CA 95340-8354 |
| Document Number | 0000023731 |
| Map Reference | MB 54 PG 14-16 |
| Instrument Date | May 7, 2021 |
| Instrument | 2021023731 |
| Record Updated | May 30, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3894 BLACK HAWK AVE, MERCED, CA 95340-8354 |
| Investor | Possibly a Property Investor |
| Document Number | 0000023732 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 2021023732 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jun 11, 2018 |
| Property Address | 3894 BLACK HAWK AVE, MERCED, CA 95340-8354 |
| Document Number | 0000017494 |
| Instrument Date | Jun 7, 2018 |
| Instrument | 17494 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2018 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3894 BLACK HAWK AVE MERCED CA 953408354, MERCED, CA 95340-8354 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Apr 25, 2018 |
| Property Address | 3894 BLACK HAWK AVE, MERCED, CA 95340-8354 |
| Document Number | 0000012035 |
| Instrument Date | Apr 20, 2018 |
| Instrument | 12035 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 3894 BLACK HAWK AVE MERCED CA 953408354, MERCED, CA 95340-8354 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Apr 25, 2018 |
| Property Address | 3894 BLACK HAWK AVE, MERCED, CA 95340-8354 |
| Document Number | 0000012034 |
| Instrument Date | Mar 26, 2018 |
| Instrument | 12034 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $405.90 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 3894 BLACK HAWK AVE MERCED CA 953408354, MERCED, CA 95340-8354 |
| Document Number | 12036 |
|---|---|
| Date | Apr 25, 2018 |
| Instrument | 12036 |
| Name | OPES ADVISORS |
|---|---|
| Address | TROY, MI 48098 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 24, 2048 |
| Document Number | 12037, |
|---|---|
| Date | Apr 25, 2018 |
| Instrument | 12037 |
| Name | OPES ADVISORS |
|---|---|
| Address | TROY, MI 48007 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 3894 Black Hawk Ave was $4,831.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $428,250 (+2%) Land $63,829 Building $364,421 | |
| 2025 | $4,831.00 | $419,854 Land $62,578 Building $357,276 |
| 2023 | $4,504.00 (+1.46%) | $403,552 Land $60,149 Building $343,403 |
| 2022 | $4,439.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3894 Black Hawk Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3894 Black Hawk Ave is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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