3893 Sand Dune Ct, Destin, FL 32541 Property Records

Okaloosa County property record for 3893 Sand Dune Ct, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,293 sqft · built 2004
Lot Size0.157 acres (6,819 sqft)
OwnerIndividual Name on Record
Last Sale$680,000 (Jul 2019)
Tax Bill$6,327 (2025)
Deeds & MortgagesJul 2019 Sale
Flood ZoneZone X (minimal risk)
APNC56-000-589-6848-8

Property Details

APN / Parcel Number

Primary APNC56-000-589-6848-8
Alternative APNs
  • 00-2S-22-067A-000A-0040
  • 22S200067A000A0040

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories3 Stories
Building Area2,293 sqft Living Area
Gross Area3,233 sqft
1st Floor Area1,034 sqft
Upper Floors Area1,259 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area6,819 sqft (0.157 acres)
Garage TypeAttached
Garage Area420 sqft
PorchFinished/Open Porch
Porch Area420 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3893 SAND DUNE CT
CityDESTIN
StateFL
Zip32541-3209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDUNES OF DESTIN LOT 4 BLK A
Legal SubdivisionDUNES OF DESTIN
Legal BlockA
Legal Lot Number4
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1000
Census Tract23303

Owner

Source: Okaloosa County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3893 SAND DUNE CT, DESTIN, FL 32541-3209
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 8, 2019 · Amount on Record
Deed SaleJul 8, 2019 · Amount on Record
Prior SaleSep 10, 2015 · Amount on Record
Deed Document Number20193289523
Deed Book / Page3407 / 3387
Record UpdatedOct 29, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJul 8, 2019
Property Address3893 SAND DUNE CT, DESTIN, FL 32541-3209
Document Number0034073387
Book / Page003407 / 003387
Instrument DateJun 28, 2019
Instrument3289523
Transaction TypeTransfer
Record UpdatedJul 25, 2019
Title CompanyMCNEESE TITLE LLC

Transaction

AmountAmount Recorded
Tax$4,760.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5411 SAVANNAH PKWY SOUTHAVEN MS 386727518, SOUTHAVEN, MS 38672-7518

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,327.00 (+5.43%) Homeowner's exemption$573,305 (+5.99%)$842,771 (+4.26%) Land $239,077 Building $603,694
2023$6,001.00 (+2.32%) Homeowner's exemption$540,920 (+3%)$808,331 (+23.99%) Land $216,928 Building $591,403
2022$5,865.00 Homeowner's exemption$525,165$651,930 Land $169,935 Building $481,995

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 665 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3,929 units insured
incl. 3,264 condo units
Nearby Flood Claims507 (1979–2026)
Claims Outside the SFHA33 of 507
Most Recent ClaimMay 2026 · rainfall accumulation
Claims by Event
  • Hurricane Dennis, Jul 2005 · 57 claims
  • Hurricane Frances, Oct 2004 · 159 claims
  • Hurricane Opal, Oct 1995 · 218 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 35
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Sand Dune Ct

Nearby Streets

Search Property Records by Address or Parcel Number