3893 Race Rd, Cincinnati, OH 45211 Property Records

Hamilton County property record for 3893 Race Rd, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,392 sqft · built 1904
Lot Size	0.157 acres (6,839 sqft)
Owner	Individual Name on File
Last Sale	$157,500 (Dec 2021)
Tax Bill	$2,875 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550-0121-0031-00`

Property Details

APN / Parcel Number

Primary APN	`550-0121-0031-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,392 sqft Living Area
1st Floor Area	800 sqft
2nd Floor Area	592 sqft
Basement Area	880 sqft
Finished Basement	373 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1904
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,839 sqft (0.157 acres)
Lot Dimensions	143 ft deep x 50 ft wide
Garage Area	200 sqft
Porch	Porch
Porch Area	80 sqft
Patio Area	406 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3893 RACE RD
City	CINCINNATI
State	OH
Zip	45211-3217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RACE RD 50 X 143.67 PT LOT 5 J WALTZ EST
Legal Subdivision	J WALTZ ESTATE
Legal Lot Number	5
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2010
Census Tract	21001

Owner

3893 Race Rd is owned and occupied by an individual who bought it in December 2021.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	3893 RACE RD, CINCINNATI, OH 45211-3217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Deed of Trust, Mortgage · Line of Credit CINFED CU
Dec 10, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 3, 2019	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2021 · Amount on File
Deed Sale	Dec 10, 2021 · Amount on File
Prior Sale	Dec 3, 2019 · Amount on File
Deed Document Number	0000148441
Deed Book / Page	14561 / 1069
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3893 RACE RD, CINCINNATI, OH 45211-3217
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3893 RACE RD, CINCINNATI, OH 45211-3217

Mortgage

Document Number	0000091107
Date	Dec 29, 2023
Book Page	15072/44
Instrument	2023-0091107

Lender

Name	CINFED CU
Type	Credit Union
Address	CINCINNATI, OH 45209

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jan 25, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 10, 2021
Property Address	3893 RACE RD, CINCINNATI, OH 45211-3217
Document Number	0000148441
Book / Page	14561 / 1069
Map Reference	CASE 12113
Instrument Date	Dec 6, 2021
Instrument	2021-0148441
Transaction Type	Transfer
Record Updated	Jan 21, 2022
Title Company	RIVER TOWN TITLE, RIVERTOWN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$472.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3893 RACE RD, CINCINNATI, OH 45211-3217

Mortgage

Document Number	0000148442
Date	Dec 10, 2021
Instrument	2021-0148442

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 3, 2019
Property Address	3893 RACE RD, CINCINNATI, OH 45211-3217
Document Number	0000106558
Book / Page	14055 / 01488
Map Reference	CASE 12113
Instrument Date	Nov 27, 2019
Instrument	2019-0106558
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3893 RACE RD, CINCINNATI, OH 45211-3217

Mortgage

Document Number	0000106559
Date	Dec 3, 2019
Instrument	2019-0106559

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3893 Race Rd was $2,875, up 2.5% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,875.00 (+2.53%)	$55,125 (-) Land $8,554 Building $46,571
2024	$2,804.00 (-0.11%)	$55,125 (-) Land $8,554 Building $46,571
2023	$2,807.00 (+33.29%)	$55,125 (+57.5%) Land $8,554 Building $46,571	$157,500 Land $24,440 Building $133,060
2022	$2,106.00 Homeowner's exemption	$35,000 Land $8,330 Building $26,670
2020			$100,000 Land $23,800 Building $76,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3893 Race Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3893 Race Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Race Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures