Anne Arundel County property record for 3893 Cotter Dr, Edgewater, MD 21037 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1961 |
| Square Footage | 2,394 sqft Living Area |
| Lot Size | 20,295 sqft (0.466 acres) |
| Pool | Spa/Hot Tub (Only) |
| Occupancy | Owner Occupied |
| Last Sale | $680,500 (2015) |
| Tax Bill | $7,982.00 (2025) |
| Primary APN | 01-625-06983950 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,394 sqft Living Area |
| Gross Area | 2,646 sqft Gross Area |
| 1st Floor | 1,458 sqft 1st Floor |
| Stories | 2 Stories |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Conventional Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 20,295 sqft (0.466 acres) |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
|---|---|
| Shed | 1 Shed |
| Shed Area | 200 sqft Shed |
| Deck Area | 756 sqft Deck |
| Porch | Enclosed Porch |
| Porch Area | 649 sqft Porch |
| Boat Access | Boat Access |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 62506983950 |
|---|---|
| Street Address | 3893 COTTER DR |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-4229 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 6 BK AA PONDER COVE BEACH |
| Legal Subdivision | PONDER COVE BEACH |
| Legal Block | AA |
| Legal Lot Number | 6 |
| Jurisdiction | ANNE ARUNDEL MD |
| Minor Civil Division | 7 |
| Census Blockgroup | 2 |
| Census Block | 2027 |
| Census Tract | 701202 |
Source: Anne Arundel County records · APN 01-625-06983950
Assessment roll updated August 13, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3893 COTTER DR, EDGEWATER, MD 21037-4229 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 24, 2024 | Deed of Trust, Mortgage · Stand Alone Second Mortgage NAVY FCU |
| Mar 02, 2018 | Deed of Trust, Mortgage · Conventional Mortgage DIVERSIFIED FINANCIAL MORTGAGE CORP |
| Apr 24, 2018 | Deed of Trust, Mortgage STATE DEPARTMENT FCU |
| May 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 10, 2015 · Amount on Record |
| Deed Sale | Mar 10, 2015 · Amount on Record |
| Prior Sale | Apr 17, 2003 |
| Deed Book / Page | 28126 / 352 |
| Transfer Doc | 0000005145 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3893 COTTER DR, EDGEWATER, MD 21037-4229 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3893 COTTER DR, EDGEWATER, MD 21037-4229 |
| Document Number | 0401960117 |
|---|---|
| Date | Jan 24, 2024 |
| Book Page | 40196/117 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 58 Months |
| Due | Nov 01, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3893 COTTER DR, EDGEWATER, MD 21037-4229 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0318890347 |
|---|---|
| Date | Mar 02, 2018 |
| Book Page | 31889/347 |
| Name | DIVERSIFIED FINANCIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3893 COTTER DR, EDGEWATER, MD 21037-4229 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0320370224 |
|---|---|
| Date | Apr 24, 2018 |
| Book Page | 32037/224 |
| Name | STATE DEPARTMENT FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22314 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Apr 24, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3893 COTTER DR, EDGEWATER, MD 21037-4229 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | MARYLAND TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0368470365 |
|---|---|
| Date | May 25, 2021 |
| Book Page | 36847/365 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,982.00 (+12.95%) Homeowner's exemption | $800,367 (+20.92%) | $869,600 (+31.38%) Land $555,200 Building $314,400 |
| 2023 | $7,067.00 Homeowner's exemption | $661,900 Land $403,000 Building $258,900 | $661,900 Land $403,000 Building $258,900 |
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