38925 Elmite St, Harrison Township, MI 48045 Property Records

Macomb County property record for 38925 Elmite St, Harrison Township, MI 48045

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,220 sqft · built 1967
Lot Size	0.445 acres (19,384 sqft)
Owner	Individual Name on Record
Last Sale	$243,500 (Apr 2020)
Tax Bill	$5,859 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-12-19-104-012`

Property Details

APN / Parcel Number

Primary APN	`17-12-19-104-012`
Alternative APN	`1219104012`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,220 sqft Living Area
1st Floor Area	1,268 sqft
Basement Area	1,114 sqft
Unfinished Basement	1,114 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Construction Type	Brick
Lot Area	19,384 sqft (0.445 acres)
Lot Dimensions	204 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	38925 ELMITE ST
City	HARRISON TOWNSHIP
State	MI
Zip	48045-2039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-B
Legal Description	COLE'S SUBDIVISION N 1/2 LOT 48
Legal Subdivision	COLES SUBDIVISION
Legal Lot Number	48
Jurisdiction	MACOMB MI
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3009
Census Tract	247201

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	38925 ELMITE ST, HARRISON TOWNSHIP, MI 48045-2039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS & GOVERNMENT CU
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Apr 13, 2020	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN SCHOOLS & GOV'T CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2020 · Amount on Record
Deed Sale	Apr 13, 2020 · Amount on Record
Deed Document Number	202045755
Deed Book / Page	26637 / 430
Prior Transfer Date	Dec 4, 2014
Prior Transfer Doc	0000075944
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	38925 ELMITE ST, HARRISON TOWNSHIP, MI 48045-2039
Transaction Type	Mortgage
Record Updated	Sep 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38925 ELMITE ST, HARRISON TOWNSHIP, MI 48045-2039

Mortgage

Document Number	2300070240
Date	Aug 16, 2023
Book Page	29258/29
Instrument	202300070240

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	38925 ELMITE ST, HARRISON TOWNSHIP, MI 48045-2039
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38925 ELMITE ST, HARRISON TOWNSHIP, MI 48045-2039

Mortgage

Document Number	2102226241
Date	Aug 26, 2021
Book Page	27943/154
Instrument	202102226241

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Apr 13, 2020
Property Address	38925 ELMITE ST, HARRISON TOWNSHIP, MI 48045-2039
Document Number	0000045755
Book / Page	026637 / 000430
Instrument Date	Apr 8, 2020
Instrument	45755
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,094.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22545 MARTER RD ST CLAIR SHORES MI 480802509, ST CLAIR SHORES, MI 48080-2509

Mortgage

Document Number	61750
Date	Apr 13, 2020
Book Page	026730/000890
Instrument	61750

Lender

Name	MICHIGAN SCHOOLS & GOV'T CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2050

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Harrison Charter Township
Unified School District	L'Anse Creuse Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,400 (+1.21%)	$350,800 (+1.21%)
2025	$5,859.00 (+15.04%) Homeowner's exemption	$173,300 (+18.21%)	$346,600 (+18.21%)
2023		$146,600	$293,200
2022	$5,093.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRISON TOWNSHIP serves 24,314 people · EPA ID MI0003040
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Oct 2021
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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