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38922 Harbor Way, Eustis, FL 32736 Property Records

Lake County property record for 38922 Harbor Way, Eustis, FL 32736

Property Summary

Property TypeMobile Home
Details4 bd · 2 ba · 2,280 sqft · built 2020
Lot Size1.84 acres (80,256 sqft)
Owner2 Individual Names on File
Tax Bill$2,921 (2024)
Deeds & MortgagesDec 2020 Loan Modification
Apr 2020 Transfer
Flood ZoneZone X (minimal risk)
APN21-18-28-0001-000-01400

Property Details

APN / Parcel Number

Primary APN21-18-28-0001-000-01400
Alternative APNs
  • 281821000100001400
  • 3918861

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,280 sqft Living Area
1st Floor Area2,280 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2021
Architectural StyleMobile Home
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area80,256 sqft (1.84 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3918861
Street Address38922 HARBOR WAY
CityEUSTIS
StateFL
Zip32736-8949
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionFROM THE NORTHEAST CORNER OF SECTION 21 TOWNSHIP 18 SOUTH RANGE 28 EAST RUN SOUTH 00-13-22 WEST ALONG THE EAST LINE 248.28 FEET TO THE NORTHEAST CORNER OF SECTION 22 TOWNSHIP 18 SOUTH RANGE 28 EAST RUN NORTH 89-47-22 WEST 516.22 FEET FOR THE POINT OF
Legal Range28E
Legal Township18S
Legal Section21
Legal Quarter1
Legal Lot Number14
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group1
Census Block1058
Census Tract30111

Owner

Source: Lake County records · APN 21-18-28-0001-000-01400

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address38922 HARBOR WAY, EUSTIS, FL 32736-8949
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 08, 2020Loan Modification, Mortgage
FIRST FED'L SVGS BK
Apr 02, 2020Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedJun 08, 2026

December 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLAKE FL
Property Address38922 HARBOR WAY, EUSTIS, FL 32736-8949
Document Number0055990800
Instrument DateDec 08, 2020
Transaction TypeMortgage
Record UpdatedJan 18, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address38922 HARBOR WAY EUSTIS FL 32726, EUSTIS, FL 32726

Mortgage

Document Number0055990800
DateDec 10, 2020
Book Page005599/000800
Instrument139690
Lender
NameFIRST FED'L SVGS BK
TypeFederal Savings Bank
AddressLAKE CITY, FL 32055
Agreement
AmountAmount Recorded
Term360 Months
DueDec 09, 2050
Interest
Rate4%

April 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE FL
Recording DateApr 02, 2020
Property Address38922 HARBOR WAY, EUSTIS, FL 32736-8949
Document Number0054491950
Book / Page5449 / 1950
Instrument2020039557
Transaction TypeTransfer
Record UpdatedMay 18, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$198,016 (-) Land $36,800 Building $161,216$198,016 (-) Land $36,800 Building $161,216
2025$198,016 (+2.83%) Land $36,800 Building $161,216$198,016 (+2.83%) Land $36,800 Building $161,216
2024$2,921.00 (-1.91%)
2023$2,978.00 (+9.93%)$192,559 (+5.1%)$192,559 (+5.1%) Land $36,800 Building $155,759
2022$2,709.00$183,213$183,213 Land $36,800 Building $146,413

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 37 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies37 in force

Wildfire

Wildfire RiskHigh
above 74% of the US · above 60% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Verizon
Fixed Wireless		25 / 6

Based on FCC filings for 5 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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