3892 Wagoner Mill Rd, Germanton, NC 27019 Property Records

Forsyth County property record for 3892 Wagoner Mill Rd, Germanton, NC 27019

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,100 sqft · built 1935
Lot Size	0.639 acres (27,878 sqft)
Owner	Individual Name on Record
Tax Bill	$1,413 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`6849-68-6614.00`

Property Details

APN / Parcel Number

Primary APN	`6849-68-6614.00`
Alternative APNs	`6849686614000` `5156111`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,100 sqft Living Area
Gross Area	780 sqft
1st Floor Area	780 sqft
Flooring	Plywood
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,878 sqft (0.639 acres)
Terrain	Low

Exterior Amenities

Porch	Open Porch
Porch Area	84 sqft
Patio Area	65 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Old Parcel Number	5156111
Street Address	3892 WAGONER MILL RD
City	GERMANTON
State	NC
Zip	27019-9400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS40
Legal Description	LO:111 BL:5156
Legal Subdivision	SALEM CHAPEL CATCHALL 4
Legal Block	5156
Legal Lot Number	111
Jurisdiction	FORSYTH NC
Township / Civil Division	SALEM CHAPEL
Census Block Group	1
Census Block	1016
Census Tract	2904

Owner

Source: Forsyth County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3892 WAGONER MILL RD, GERMANTON, NC 27019-9400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage LATINO COMMUNITY CU
Mar 22, 2022	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2023
Deed Sale	Jul 25, 2023
Prior Sale	Nov 8, 2013 · Amount on Record
Deed Document Number	0037644011
Deed Book / Page	3683 / 2159
Prior Transfer Date	Mar 22, 2022
Prior Transfer Doc	2022013712
Record Updated	Jun 7, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH NC
Property Address	3892 WAGONER MILL RD, GERMANTON, NC 27019-9400
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3892 WAGONER MILL RD, GERMANTON, NC 27019-9400

Mortgage

Document Number	0039044037
Date	Jan 14, 2026
Book Page	3904/4037
Instrument	2026001373

Lender

Name	LATINO COMMUNITY CU
Type	Credit Union
Address	DURHAM, NC 27709

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Feb 1, 2031
Change Frequency	5 Years
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Index	5-Year TN
Margin	2
Max Rate	12.8%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH NC
Recording Date	Mar 22, 2022
Property Address	3892 WAGONER MILL RD, GERMANTON, NC 27019-9400
Document Number	0036832159
Book / Page	3683 / 2159
Instrument Date	Mar 16, 2022
Instrument	2022013712
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Forsyth County
Unified School District	Forsyth County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,413.00 (+685%)	$224,100 (+896%) Land $18,900 Building $205,200	$224,100 (+896%) Land $18,900 Building $205,200
2023	$180.00	$22,500 Land $12,100 Building $10,400	$22,500 Land $12,100 Building $10,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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