3892 Silver Creek Ter, Morganton, NC 28655 Property Records

Burke County property record for 3892 Silver Creek Ter, Morganton, NC 28655

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,848 sqft · built 1999
Lot Size	1.37 acres (59,677 sqft)
Owner	Company Name on Record
Last Sale	$67,200 (May 2026)
Tax Bill	$1,114 (2026)
Deeds & Mortgages	May 2026 Sale & Construction Loan Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1772310196`

Property Details

APN / Parcel Number

Primary APN	`1772310196`
Alternative APN	`30315`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,848 sqft Living Area
1st Floor Area	1,848 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	59,677 sqft (1.37 acres)

Exterior Amenities

Deck Area	120 sqft
Patio Area	152 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3892 SILVER CREEK TER
City	MORGANTON
State	NC
Zip	28655
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RESIDENTIA
Legal Description	3892 SILVER CREEK TER MORGANTON, NC 28655
Legal Subdivision	SILVER CREEK ESTATES
Jurisdiction	BURKE NC
Township / Civil Division	SILVER CREEK
Census Block Group	2
Census Block	2005
Census Tract	20303

Owner

Source: Burke County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3614 LYNN RD, RALEIGH, NC 27613-3833
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Trustee's Deed, Transfer · Construction Mortgage NONE LISTED ON DOCUMENT
Sep 20, 2022	Warranty Deed, Transfer · Commercial Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2026 · Amount on Record
Deed Sale	May 14, 2026 · Amount on Record
Prior Sale	Sep 20, 2022 · Amount on Record
Deed Document Number	202626004388
Deed Book / Page	2872 / 705
Prior Transfer Date	Sep 20, 2010
Prior Transfer Doc	0019220227
Record Updated	Oct 29, 2026

May 2026: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	BURKE NC
Recording Date	May 14, 2026
Property Address	3892 SILVER CREEK TER, MORGANTON, NC 28655
Document Number	0026004388
Book / Page	2872 / 705
Instrument Date	Apr 17, 2026
Instrument	2026.26004388
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$13,574.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3614 LYNN RD, RALEIGH, NC 27613-3833

Mortgage

Document Number	0000004389,
Date	May 14, 2026
Instrument	2026.4389

Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 14, 2027

Interest

Rate	6.46%
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Sep 20, 2022
Property Address	3892 SILVER CREEK TER, MORGANTON, NC 28655
Document Number	0026460484
Book / Page	2646 / 484
Map Reference	MB 7 PG 141
Instrument Date	Sep 19, 2022
Instrument	2022025886
Transaction Type	Transfer
Record Updated	Sep 27, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$328.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1714 SPAINHOUR RD, 1714, MORGANTON, NC 28655-7060

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3892 SILVER CREEK TER, MORGANTON, NC 28655

Mortgage

Document Number	2022025887
Date	Sep 20, 2022
Instrument	2022025887

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,114.00 (+0.45%)	$154,109 (-) Land $21,624 Building $132,485	$154,109 (-) Land $21,624 Building $132,485
2025	$1,109.00 (-0.27%)	$154,109 (-) Land $21,624 Building $132,485	$154,109 (-) Land $21,624 Building $132,485
2023	$1,112.00	$154,109 Land $21,624 Building $132,485	$154,109 Land $21,624 Building $132,485

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRENTWOOD WATER ASSOCIATION private · serves 6,038 people · EPA ID NC0112103
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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