3892 Raintree Dr, Troy, MI 48083 Property Records

Oakland County property record for 3892 Raintree Dr, Troy, MI 48083

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,186 sqft · built 1975
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$206,000 (Oct 2008)
Tax Bill$3,603 (2025)
Deeds & MortgagesOct 2018 Line of Credit
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-23-204-005

Property Details

APN / Parcel Number

Primary APN88-20-23-204-005

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories3 Stories
Building Area2,186 sqft Living Area
1st Floor Area1,482 sqft
Basement Area1,482 sqft
Unfinished Basement810 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleTri-Level
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions120 ft deep x 70 ft wide
Garage Area477 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area50 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address3892 RAINTREE DR
CityTROY
StateMI
Zip48083-5397
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionT2N, R11E, SEC 23 RAINTREE VILLAGE SUB NO 2 LOT 333
Legal Range11E
Legal Township2N
Legal Section23
Legal SubdivisionRAINTREE VILLAGE SUB #2
Legal Lot Number333
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1001
Census Tract197200

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3892 RAINTREE DR, TROY, MI 48083-5397
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2018Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA
Apr 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE 1 AT SUBURBAN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 3, 2008 · Amount on Record
Deed SaleOct 3, 2008 · Amount on Record
Prior SaleJun 25, 2003 · Amount on Record
Deed Document Number2008179249
Deed Book / Page40633 / 853
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3892 RAINTREE DR, TROY, MI 48083-5397
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000176946
DateOct 30, 2018
Book Page52312/00378
Instrument176946
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueNov 1, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3892 RAINTREE DR, TROY, MI 48083-5397
Document Number0000082000
Instrument DateApr 3, 2020
Transaction TypeMortgage
Record UpdatedMay 20, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3892 RAINTREE DR TROY MI 480835397, TROY, MI 48083-5397

Mortgage

Document Number0000082000
DateApr 22, 2020
Book Page054122/000412
Instrument82000
Lender
NameMORTGAGE 1 AT SUBURBAN
TypeMortgage Company
AddressSTERLING HEIGHTS, MI 48314
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 21, 2035

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,603.00 (-1.69%)
2023$322,000
2022$3,665.00$161,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1985)
Most Recent ClaimMar 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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