3892 Larkspur Dr, Concord, CA 94519 Property Records

Contra Costa County property record for 3892 Larkspur Dr, Concord, CA 94519

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,761 sqft · built 1964
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$860,000 (Sep 2021)
Tax Bill	$10,214 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit Aug 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`114-563-040-4`

Property Details

APN / Parcel Number

Primary APN	`114-563-040-4`
Alternative APN	`114-563-040`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,761 sqft Living Area
1st Floor Area	1,761 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1979
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	3892 LARKSPUR DR
City	CONCORD
State	CA
Zip	94519-1154
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	TRACT 3250 LOT 740 EX POR MR
Legal Subdivision	SUBDIVISION 3250
Legal Tract	3250
Legal Lot Number	740
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1003
Census Tract	332000

Owner

3892 Larkspur Dr is owned and occupied by two individuals who bought it in September 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3892 LARKSPUR DR, CONCORD, CA 94519-1154
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2017	Deed of Trust, Mortgage · Line of Credit CHEVRON FCU
Aug 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 15, 2021	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jan 24, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 20, 2018	Grant Deed, Transfer · ARM BOFI FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2021 · Amount on File
Deed Sale	Sep 15, 2021 · Amount on File
Prior Sale	Jul 20, 2018 · Amount on File
Deed Document Number	2021257292
Prior Transfer Date	Jan 18, 2019
Prior Transfer Doc	0000010280
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3892 LARKSPUR DR, CONCORD, CA 94519-1154
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000193712
Date	Oct 23, 2017
Instrument	2017-193712

Lender

Name	CHEVRON FCU
Type	Credit Union
Address	OAKLAND, CA 94607

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Nov 4, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3892 LARKSPUR DR, CONCORD, CA 94519-1154
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000122932
Date	Aug 6, 2019
Instrument	2019-122932

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3892 LARKSPUR DR, CONCORD, CA 94519-1154
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3892 LARKSPUR DR, CONCORD, CA 94519-1154

Mortgage

Document Number	0000025050
Date	Jan 27, 2021
Instrument	2021-025050

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 15, 2021
Property Address	3892 LARKSPUR DR, CONCORD, CA 94519-1154
Document Number	0000257292
Map Reference	MB 96 PG 3
Instrument Date	Sep 8, 2021
Instrument	2021-257292
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3892 LARKSPUR DR, CONCORD, CA 94519-1154

Mortgage

Document Number	0000257293
Date	Sep 15, 2021
Instrument	2021-257293

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 24, 2019
Property Address	3892 LARKSPUR DR, CONCORD, CA 94519-1154
Document Number	0000010280
Map Reference	MB 96 PG 3
Instrument Date	Jan 18, 2019
Instrument	2019-010280
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3892 LARKSPUR DR, CONCORD, CA 94519-1154
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010281
Date	Jan 24, 2019
Instrument	2019-010281

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 20, 2018
Property Address	3892 LARKSPUR DR, CONCORD, CA 94519-1154
Document Number	0000116094
Map Reference	MB 96 PG 3
Instrument Date	Jul 17, 2018
Instrument	2018-116094
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3892 LARKSPUR DR, CONCORD, CA 94519-1154
Investor	Possibly a Property Investor

Mortgage

Document Number	0000116095
Date	Jul 20, 2018
Instrument	2018-116095

Lender

Name	BOFI FEDERAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Aug 1, 2023
Change Frequency	Annually
Min Rate At Change	6%
Max Rate At Change	12%
Index	1-Year LIBOR
Max Rate	12%

Tax Assessment & Valuation

The 2025 property tax bill for 3892 Larkspur Dr was $10,214.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$834,000 (-) Land $436,396 Building $397,604
2025	$10,214.00	$834,000 Land $436,396 Building $397,604
2023	$9,986.00 (-4.81%)	$820,000 Land $420,000 Building $400,000
2022	$10,491.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3892 Larkspur Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3892 Larkspur Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Sonic Telecom.

Cell Coverage

5G (outdoors only) and 4G LTE

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