Ingham County property record for 3891 Sun Rapids Dr, Okemos, MI 48864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,269 sqft · built 1995 |
| Lot Size | 0.186 acres (8,102 sqft) |
| Owner | Individual Name on File |
| Last Sale | $216,000 (Jul 2017) |
| Tax Bill | $6,562 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-02-02-33-104-014 |
| Primary APN | 33-02-02-33-104-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,269 sqft Living Area |
| 1st Floor Area | 1,240 sqft |
| Basement Area | 1,240 sqft |
| Unfinished Basement | 1,240 sqft |
| Flooring | Vinyl/Resilient |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,102 sqft (0.186 acres) |
| Lot Dimensions | 124 ft deep x 65 ft wide |
| Garage Area | 400 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 140 sqft |
| Deck Area | 264 sqft |
| Patio Area | 264 sqft |
| Balcony Area | 29 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3891 SUN RAPIDS DR |
|---|---|
| City | OKEMOS |
| State | MI |
| Zip | 48864-4574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RX |
| Legal Description | LOT 87 STONEBROOK SUB #2 |
| Legal Subdivision | STONEBROOK 02 |
| Legal Lot Number | 87 |
| Legal Unit | 87 |
| Jurisdiction | INGHAM MI |
| Township / Civil Division | MERIDIAN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 5004 |
3891 Sun Rapids Dr is owned and occupied by an individual who bought it in July 2017.
Source: Ingham County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3891 SUN RAPIDS DR, OKEMOS, MI 48864-4574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 10, 2017 | Warranty Deed, Transfer · Conventional Mortgage PACIFIC UNION FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2017 · Amount on File |
| Deed Sale | Jul 10, 2017 · Amount on File |
| Prior Sale | Apr 13, 2004 · Amount on File |
| Deed Document Number | 201725772 |
| Prior Transfer Date | Oct 6, 2008 |
| Prior Transfer Doc | 0000039825 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INGHAM MI |
| Property Address | 3891 SUN RAPIDS DR, OKEMOS, MI 48864-4574 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000023757 |
|---|---|
| Date | Jul 23, 2020 |
| Instrument | 2020-023757 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INGHAM MI |
| Recording Date | Jul 10, 2017 |
| Property Address | 3891 SUN RAPIDS DR, OKEMOS, MI 48864-4574 |
| Document Number | 0000025772 |
| Map Reference | LB47 PG29&30 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 2017-025772 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2021 |
| Title Company | TRI COUNTY TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,857.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3891 SUN RAPIDS DR, 3891, OKEMOS, MI 48864-4574 |
| Name | Verified Name |
|---|---|
| Address | 782 HIDDEN POND DR 2B, 2B, LANSING, MI 48917 |
| Document Number | 0000025773 |
|---|---|
| Date | Jul 10, 2017 |
| Instrument | 2017-025773 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2032 |
The 2025 property tax bill for 3891 Sun Rapids Dr was $6,562.
Source: Ingham County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ingham County |
| County Subdivision | Meridian Charter Township |
| Unified School District | Okemos Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $159,100 (+4.74%) | $318,200 (+4.74%) | |
| 2025 | $6,562.00 Homeowner's exemption | $151,900 Land $22,200 Building $129,700 | $303,800 Land $44,400 Building $259,400 |
| 2023 | $124,900 Land $19,300 Building $105,600 | $249,800 Land $38,600 Building $211,200 | |
| 2019 | $5,329.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3891 Sun Rapids Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3891 Sun Rapids Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MERIDIAN TOWNSHIP serves 25,600 people · EPA ID MI0004260 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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