Seminole County property record for 3891 Silverstream Ter, Sanford, FL 32771
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,344 sqft · built 2021 |
| Lot Size | 0.106 acres (4,620 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $194,600 (Sep 2022) |
| Tax Bill | $4,424 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-19-31-517-0000-3540 |
| Primary APN | 33-19-31-517-0000-3540 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,344 sqft Living Area |
| Gross Area | 2,808 sqft |
| Upper Floors Area | 1,364 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,620 sqft (0.106 acres) |
| Garage Type | Attached |
| Garage Area | 464 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3891 SILVERSTREAM TER |
|---|---|
| City | SANFORD |
| State | FL |
| Zip | 32771-9673 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 354 RIVERBEND AT CAMERON HEIGHTS PHASE 3 PLAT BOOK 85 PAGES 72-77 |
| Legal Subdivision | RIVERBEND AT CAMERON HEIGHTS PHASE 3 |
| Legal Lot Number | 354 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | SANFORD |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 21100 |
Source: Seminole County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3891 SILVERSTREAM TER, SANFORD, FL 32771-9673 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 22, 2022 | Quit Claim Deed, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jul 22, 2021 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2022 · Amount on Record |
| Deed Sale | Sep 22, 2022 · Amount on Record |
| Prior Sale | Jul 22, 2021 · Amount on Record |
| Deed Document Number | 2022108598 |
| Deed Book / Page | 10321 / 211 |
| Prior Transfer Date | Sep 16, 2022 |
| Prior Transfer Doc | 0103210211 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Sep 22, 2022 |
| Property Address | 3891 SILVERSTREAM TER, SANFORD, FL 32771-9673 |
| Document Number | 0103210211 |
| Book / Page | 10321 / 211 |
| Map Reference | MB 85 PG 72-77 |
| Instrument Date | Sep 16, 2022 |
| Instrument | 2022108598 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | TITLE 365 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,362.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3891 SILVERSTREAM TER, SANFORD, FL 32771-9673 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3891 SILVERSTREAM TER, SANFORD, FL 32771-9673 |
| Document Number | 0010321215 |
|---|---|
| Date | Sep 22, 2022 |
| Instrument | 10321/215 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jul 22, 2021 |
| Property Address | 3891 SILVERSTREAM TER, SANFORD, FL 32771-9673 |
| Document Number | 0099950101 |
| Book / Page | 9995 / 101 |
| Map Reference | MB 85 PG 72-77 |
| Instrument Date | Jul 16, 2021 |
| Instrument | 2021097346 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 25, 2023 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,219.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10192 DOWDEN RD, ORLANDO, FL 32832-5128 |
| Name | Verified Name |
|---|---|
| Address | 3891 SILVERSTREAM TER, SANFORD, FL 32771-9673 |
| Document Number | 0009995102 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | 9995/102 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,424.00 (-5.77%) Homeowner's exemption | $341,970 (-7.53%) | $368,067 (-0.47%) Land $80,000 Building $288,067 |
| 2023 | $4,695.00 (+8.48%) Homeowner's exemption | $369,798 (+23.09%) | $369,798 (+15.21%) Land $68,000 Building $301,798 |
| 2022 | $4,328.00 | $300,440 | $320,989 Land $58,000 Building $262,989 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 56 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 17 (2008–2024) |
| Claims Outside the SFHA | 7 of 17 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANFORD, CITY OF (2 WPS) serves 79,715 people · EPA ID FL3590205 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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