3891 SE 38th Loop, Ocala, FL 34480 Property Records

Marion County property record for 3891 SE 38th Loop, Ocala, FL 34480

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,539 sqft · built 2006
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Oct 2017)
Tax Bill	$4,850 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31363-001-08`

Property Details

APN / Parcel Number

Primary APN	`31363-001-08`
Alternative APNs	`3243994000` `3243994`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,539 sqft Living Area
Gross Area	3,274 sqft
1st Floor Area	2,539 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Modern
Exterior Material	Wood
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	33,106 sqft (0.76 acres)
Lot Dimensions	220 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	535 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	644 sqft
Porch	Open Porch
Porch Area	200 sqft
Deck Area	1,217 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	3891 SE 38TH LOOP
City	OCALA
State	FL
Zip	34480-4942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Description	SEC 35 TWP 15 RGE 22 PLAT BOOK 007 PAGE 012 ARBORS BLK A LOT 8 EXC N 20 FT FOR RD ROW
Legal Range	22E
Legal Township	15S
Legal Section	35
Legal Subdivision	ARBORS
Legal Block	A
Legal Lot Number	8
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	1
Census Block	1000
Census Tract	2302

Owner

Source: Marion County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3891 SE 38TH LOOP, OCALA, FL 34480-4942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Deed of Trust, Mortgage · Line of Credit CAMPUS USA CU
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Oct 13, 2017	Warranty Deed, Transfer · Conventional Mortgage NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2017 · Amount on Record
Deed Sale	Oct 13, 2017 · Amount on Record
Prior Sale	Oct 11, 2005 · Amount on Record
Deed Document Number	201793208
Deed Book / Page	6655 / 560
Prior Transfer Date	Jul 10, 2013
Prior Transfer Doc	0058970817
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	3891 SE 38TH LOOP, OCALA, FL 34480-4942
Transaction Type	Mortgage
Record Updated	Sep 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3891 SE 38TH LOOP, OCALA, FL 34480-4942

Mortgage

Document Number	0078710367
Date	Sep 2, 2022
Book Page	7871/367
Instrument	2022129169

Lender

Name	CAMPUS USA CU
Type	Credit Union
Address	NEWBERRY, FL 32669

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Aug 29, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	3891 SE 38TH LOOP, OCALA, FL 34480-4942
Transaction Type	Mortgage
Record Updated	Jul 29, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3891 SE 38TH LOOP, OCALA, FL 34480-4942

Mortgage

Document Number	0073360495
Date	Dec 15, 2020
Book Page	7336/495
Instrument	2020135240

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Oct 13, 2017
Property Address	3891 SE 38TH LOOP, OCALA, FL 34480-4942
Document Number	0066550560
Book / Page	006655 / 000560
Instrument Date	Oct 11, 2017
Instrument	93208
Transaction Type	Transfer
Record Updated	Nov 7, 2017
Title Company	AFFILIATED TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3891 SE 38TH LOOP OCALA FL 344804942, OCALA, FL 34480-4942

Mortgage

Document Number	66550562
Date	Oct 13, 2017
Book Page	006655/000562
Instrument	93209

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2047

Tax Assessment & Valuation

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,850.00 (+8.57%) Homeowner's exemption	$322,645 (+5.99%)	$477,608 (+10.47%) Land $55,000 Building $422,608
2023	$4,467.00 (+2.71%) Homeowner's exemption	$304,419 (+3%) Land $55,000 Building $249,419	$432,326 (+4.01%) Land $55,000 Building $377,326
2022	$4,349.00 Homeowner's exemption	$295,552	$415,678 Land $60,000 Building $355,678

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: CenturyLink, Verizon, Wire 3, Xfinity.

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