Lake County property record for 3891 Sanibel St, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,922 sqft · built 2015 |
| Lot Size | 0.206 acres (9,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $347,600 (May 2015) |
| Tax Bill | $3,963 (2024) |
| Deeds & Mortgages | Jul 2023 Line of Credit Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-23-26-0100-000-02600 |
| Primary APN | 03-23-26-0100-000-02600 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,922 sqft Living Area |
| 1st Floor Area | 2,922 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 9,000 sqft (0.206 acres) |
| Garage Type | Finished |
| Garage Area | 582 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 691 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3864525 |
|---|---|
| Street Address | 3891 SANIBEL ST |
| City | CLERMONT |
| State | FL |
| Zip | 34711-5482 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HERITAGE HILLS PHASE 1 PB 62 PG 6-10 LOT 26 ORB 4621 PG 1568 |
| Legal Range | 26E |
| Legal Township | 23S |
| Legal Section | 03 |
| Legal Subdivision | HERITAGE HILLS |
| Legal Phase | 1 |
| Legal Tract | A-R-1 |
| Legal Lot Number | 26 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 31306 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3891 SANIBEL ST, CLERMONT, FL 34711-5482 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 5, 2023 | Deed of Trust, Mortgage · Line of Credit ADDITION FINANCIAL CU |
| Apr 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2015 · Amount on Record |
| Deed Sale | May 6, 2015 · Amount on Record |
| Deed Document Number | 2015049135 |
| Deed Book / Page | 4621 / 1568 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 3891 SANIBEL ST, CLERMONT, FL 34711-5482 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2023 |
| Title Company | PRIMERA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 3891 SANIBEL ST, CLERMONT, FL 34711-5482 |
| Document Number | 0061701874 |
|---|---|
| Date | Jul 5, 2023 |
| Book Page | 6170/1874 |
| Instrument | 2023080201 |
| Name | ADDITION FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | LAKE MARY, FL 32746 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Jul 4, 2058 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 3891 SANIBEL ST, CLERMONT, FL 34711-5482 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3891 SANIBEL ST 1, 1, CLERMONT, FL 34711-5482 |
| Document Number | 0056862115 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 5686/2115 |
| Instrument | 2021050834 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Clermont City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $286,360 (+5.98%) Land $150,000 Building $136,360 | $496,691 (+14.49%) Land $150,000 Building $346,691 | |
| 2024 | $3,963.00 (+2.03%) | ||
| 2023 | $3,884.00 (+1.09%) Homeowner's exemption Widower's exemption | $270,190 (+3%) | $433,833 (+8.91%) Land $100,000 Building $333,833 |
| 2022 | $3,842.00 Homeowner's exemption Widower's exemption | $262,320 | $398,333 Land $64,500 Building $333,833 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 50 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 4 (1995–2017) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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