Shelby County property record for 3891 Ross Rd, Memphis, TN 38115
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,658 sqft · built 1978 |
| Lot Size | 0.221 acres (9,620 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $221,000 (Oct 2023) |
| Tax Bill | $1,551 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Dec 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-3510-P0-0045 |
| Primary APN | 09-3510-P0-0045 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,658 sqft Living Area |
| 1st Floor Area | 1,658 sqft |
| Utility Area | 30 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Contemporary |
| Exterior Material | Frame |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,620 sqft (0.221 acres) |
| Lot Dimensions | 130 ft deep x 73 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Porch | Slab |
| Porch Area | 80 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3891 ROSS RD |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38115-5235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | WS ROSS RD |
| Legal Subdivision | BIRCH RUN VILLAGE |
| Legal Lot Number | 45 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 11 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21746 |
Source: Shelby County records, as of October 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3891 ROSS RD, MEMPHIS, TN 38115-5235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Oct 4, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Dec 9, 2021 | Warranty Deed, Transfer COMMERCIAL TITLE GROUP INC, COMMERCIAL TITLE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2023 · Amount on Record |
| Deed Sale | Oct 4, 2023 · Amount on Record |
| Prior Sale | Jun 5, 2015 · Amount on Record |
| Deed Document Number | 202383949 |
| Prior Transfer Date | Jan 23, 2004 |
| Prior Transfer Doc | 0000037485 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Oct 4, 2023 |
| Property Address | 3891 ROSS RD, MEMPHIS, TN 38115-5235 |
| Document Number | 0023083949 |
| Map Reference | MB 69 PG 55 |
| Instrument Date | Sep 22, 2023 |
| Instrument | 23083949 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2023 |
| Title Company | COMMERCIAL TITLE GROUP INC, COMMERCIAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $817.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 550 VENTERANS UNITED DRIVE, COLUMBIA, MO 65201-8399 |
| Document Number | 0023083950 |
|---|---|
| Date | Oct 4, 2023 |
| Instrument | 23083950 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Dec 9, 2021 |
| Property Address | 3891 ROSS RD, MEMPHIS, TN 38115-5235 |
| Document Number | 0021152525 |
| Map Reference | MB 69 PG 55 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 21152525 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2023 |
| Title Company | COMMERCIAL TITLE GROUP INC, COMMERCIAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,135.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 382366, GERMANTOWN, TN 38183-2366 |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,551.00 (-13.98%) | $57,675 (+94.85%) Land $4,875 Building $52,800 | $230,700 (+94.85%) Land $19,500 Building $211,200 |
| 2023 | $29,600 Land $4,250 Building $25,350 | ||
| 2022 | $1,803.00 | ||
| 2021 | $118,400 Land $17,000 Building $101,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1986) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1986 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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