Kenton County property record for 3891 Pruett Rd, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · built 2022 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | Individual Name on File |
| Last Sale | $99,999 (Jul 2018) |
| Tax Bill | $6,848 (2025) |
| Deeds & Mortgages | Nov 2021 Construction Loan May 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 073-00-00-035.01 |
| Primary APN | 073-00-00-035.01 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 174,240 sqft (4 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 3891 PRUETT RD |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-9317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4.0000 AC SS PRUETT RD AT INTERSECTION OF PETTY RD |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 65900 |
3891 Pruett Rd is owned by an individual who bought it in July 2018.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4045 RYLANDTRACE DR, RYLAND HEIGHTS, KY 41015-9004 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 8, 2021 | Deed of Trust, Mortgage · Construction Mortgage FORCHT BANK NA |
| May 11, 2021 | Deed, Transfer |
| Jul 11, 2018 | Warranty Deed, Transfer LAWYERS TITLE/CINCINNATI INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2018 · Amount on File |
| Deed Sale | Jul 11, 2018 · Amount on File |
| Deed Document Number | 201807 11 059 00210 |
| Deed Book / Page | 4132 / 114 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3891 PRUETT RD, COVINGTON, KY 41015-9317 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0005900277 |
|---|---|
| Date | Nov 8, 2021 |
| Book Page | 298/327 |
| Instrument | 21110805900277 |
| Name | FORCHT BANK NA |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Nov 5, 2022 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 11, 2021 |
| Property Address | 3891 PRUETT RD, COVINGTON, KY 41015-9317 |
| Document Number | 0005900186 |
| Book / Page | 89 / 752 |
| Instrument Date | May 4, 2021 |
| Instrument | 21051105900186 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4045 RYLANDTRACE DR, RYLAND HEIGHTS, KY 41015-9004 |
| Name | Verified Name |
|---|---|
| Address | 4045 RYLANDTRACE DR, RYLAND HEIGHTS, KY 41015-9004 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 11, 2018 |
| Property Address | 3891 PRUETT RD, COVINGTON, KY 41015-9317 |
| Document Number | 0000000210 |
| Book / Page | 0I4132 / 000114 |
| Instrument Date | Jun 28, 2018 |
| Instrument | 210 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2018 |
| Title Company | LAWYERS TITLE/CINCINNATI INC |
| Amount | Amount on Record |
|---|---|
| Tax | $100.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4045 RYLAND TRL RYLAND HEIGHTS KY 41015, RYLAND HEIGHTS, KY 41015 |
The 2025 property tax bill for 3891 Pruett Rd was $6,848.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $575,000 (-) Land $100,000 Building $475,000 | $575,000 (-) Land $100,000 Building $475,000 | |
| 2025 | $6,848.00 | $575,000 Land $100,000 Building $475,000 | $575,000 Land $100,000 Building $475,000 |
| 2023 | $7,279.00 | $575,000 Land $100,000 Building $475,000 | $575,000 Land $100,000 Building $475,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3891 Pruett Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3891 Pruett Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
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