3891 Porter Ln, Prosper, TX 75078 Property Records

Denton County property record for 3891 Porter Ln, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,206 sqft · built 2023
Lot Size	0.194 acres (8,451 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,035,419 (Sep 2023)
Tax Bill	$14,705 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R963139`

Property Details

APN / Parcel Number

Primary APN	`R963139`
Alternative APN	`SB0070A-000000M-0000-0025-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,206 sqft Living Area
Gross Area	3,636 sqft
1st Floor Area	2,278 sqft
2nd Floor Area	928 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,451 sqft (0.194 acres)
Garage Type	Attached
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	169 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3891 PORTER LN
City	PROSPER
State	TX
Zip	75078-5156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSONG RANCH PHASE 5D BLK M LOT 25
Legal Subdivision	WINDSONG RANCH PHASE 5D
Legal Block	M
Legal Lot Number	25
Jurisdiction	DENTON TX
Township / Civil Division	PILOT POINT-AUBREY
Census Block Group	5
Census Block	5012
Census Tract	20128

Owner

Source: Denton County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3891 PORTER LN, PROSPER, TX 75078-5156
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Deed of Trust, Mortgage VERITEX COMMUNITY BANK
Oct 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage ENSURE HOME LOANS LLC
Sep 6, 2023	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage DIGITAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2023 · Amount on Record
Deed Sale	Sep 6, 2023 · Amount on Record
Deed Document Number	202396291
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	3891 PORTER LN, PROSPER, TX 75078-5156
Transaction Type	Mortgage
Record Updated	Jun 1, 2026
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2400 DALLAS PKWY 400, 400, PLANO, TX 75093-4381
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020019
Date	Mar 2, 2023
Instrument	2023-020019

Lender

Name	VERITEX COMMUNITY BANK
Type	Bank
Address	PLANO, TX 75093

Agreement

Amount	Amount Recorded

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	3891 PORTER LN, PROSPER, TX 75078-5156
Transaction Type	Mortgage
Record Updated	Jun 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3891 PORTER LN, PROSPER, TX 75078-5156

Mortgage

Document Number	0000123318
Date	Oct 31, 2025
Instrument	2025-123318

Lender

Name	ENSURE HOME LOANS LLC
Type	Mortgage Company
Address	2785 ROCKBROOK DR STE 304, LEWISVILLE, TX 75067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2040

September 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Sep 6, 2023
Property Address	3891 PORTER LN, PROSPER, TX 75078-5156
Document Number	0000096291
Map Reference	DOC 2020-366
Instrument Date	Sep 6, 2023
Instrument	2023-096291
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 24, 2024
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2400 DALLAS PKWY STE 460, 460, PLANO, TX 75093-4381

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3891 PORTER LN, PROSPER, TX 75078-5156

Mortgage

Document Number	0000096292
Date	Sep 6, 2023
Instrument	2023-096292

Lender

Name	DIGITAL FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$946,864 (+678.1%) Land $185,914 Building $760,950	$946,864 (+678.1%) Land $185,914 Building $760,950
2025	$14,705.00 (+517.6%)
2023	$2,381.00 (+20.25%)	$121,689 (+33.33%) Land $121,689	$121,689 (+33.33%) Land $121,689
2022	$1,980.00	$91,267 Land $91,267	$91,267 Land $91,267

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, Nextlink.

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