3891 Oscar Ave, Alton, IL 62002 Property Records

Madison County property record for 3891 Oscar Ave, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,092 sqft · built 1965
Lot Size	0.382 acres (16,661 sqft)
Owner	Individual Name on Record
Last Sale	$114,000 (May 2017)
Tax Bill	$3,906 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Dec 2022 Transfer + 3 more
APN	`23-2-08-17-08-201-011`

Property Details

APN / Parcel Number

Primary APN	`23-2-08-17-08-201-011`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	16,661 sqft (0.382 acres)
Lot Dimensions	144 ft deep x 115 ft wide
Garage Type	Detached
Garage Area	1,032 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3891 OSCAR AVE
City	ALTON
State	IL
Zip	62002-2124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILTON CREST LOT 39 40 81.5X162 S X IRR
Legal Subdivision	MILTON CREST
Legal Lot Number	39
Jurisdiction	MADISON IL
Township / Civil Division	ALTON
Census Block Group	1
Census Block	1025
Census Tract	401400

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3891 OSCAR AVE, ALTON, IL 62002-2124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage CU AMERICA FINANCIAL SERVICES
Dec 23, 2022	Intrafamily Transfer, Transfer
Oct 31, 2022	Intrafamily Transfer, Transfer
Oct 12, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD
May 22, 2017	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2017 · Amount on Record
Deed Sale	May 22, 2017 · Amount on Record
Deed Document Number	201716893
Last Transfer Date	Dec 23, 2022
Transfer Doc	0000040236
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	3891 OSCAR AVE, ALTON, IL 62002-2124
Transaction Type	Mortgage
Record Updated	Mar 22, 2023
Title Company	SERENITY TITLE AND ESCROW LLC, SERENITY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006085
Date	Mar 7, 2023
Instrument	2023R06085

Lender

Name	CU AMERICA FINANCIAL SERVICES
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.5%

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON IL
Recording Date	Dec 23, 2022
Property Address	3891 OSCAR AVE, ALTON, IL 62002-2124
Document Number	0000040236
Map Reference	PB 23 PG 164
Instrument Date	Dec 23, 2022
Instrument	2022R40236
Transaction Type	Transfer
Record Updated	Jan 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3891 OSCAR AVE, ALTON, IL 62002-2124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3891 OSCAR AVE, ALTON, IL 62002-2124

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON IL
Recording Date	Oct 31, 2022
Property Address	3891 OSCAR AVE, ALTON, IL 62002-2124
Document Number	0000034905
Map Reference	PB 23 PG 164
Instrument Date	Oct 31, 2022
Instrument	2022R34905
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3891 OSCAR AVE, 3891, ALTON, IL 62002-2124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3891 OSCAR AVE, ALTON, IL 62002-2124

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	3891 OSCAR AVE, ALTON, IL 62002-2124
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042696
Date	Oct 12, 2021
Instrument	2021R42696

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Jun 1, 2047

Interest

Rate Type	Fixed Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	May 22, 2017
Property Address	3891 OSCAR AVE, ALTON, IL 62002-2124
Document Number	0000016893
Instrument Date	May 11, 2017
Instrument	16893
Transaction Type	Transfer
Record Updated	May 31, 2017
Title Company	COMMUNITY TITLE, COMMUNITY TITLE AND ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$171.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17 NORTHMOOR PL EAST ALTON IL 620241760, EAST ALTON, IL 62024-1760

Mortgage

Document Number	16894
Date	May 22, 2017
Instrument	16894

Lender

Name	DAS ACQUISITION
Address	ST LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Alton City
County	Madison County
County Subdivision	Alton Township
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,906.00 (+10.31%)	$54,800 (+35.44%) Land $5,560 Building $49,240	$164,400 (+35.31%) Land $16,680 Building $147,720
2024	$3,541.00 (+17.14%)
2022	$3,023.00	$40,460 Land $4,100 Building $36,360	$121,501 Land $12,312 Building $109,189

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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