3891 Oak Dr, Clearlake, CA 95422 Property Records

Lake County property record for 3891 Oak Dr, Clearlake, CA 95422

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,272 sqft · built 1982
Lot Size	0.219 acres (9,583 sqft)
Owner	Company Name on Record
Tax Bill	$1,829 (2025)
Deeds & Mortgages	Mar 2021 Transfer Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`037-442-070-000`

Property Details

APN / Parcel Number

Primary APN	`037-442-070-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,272 sqft Living Area

Exterior

Year Built	Built 1982
Construction Type	Wood
Lot Area	9,583 sqft (0.219 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3891 OAK DR
City	CLEARLAKE
State	CA
Zip	95422-9714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	OAKMONT PARK 02
Jurisdiction	LAKE CA
Township / Civil Division	CLEARLAKE
Census Block Group	2
Census Block	2007
Census Tract	704

Owner

Source: Lake County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	3891 OAK DR, CLEARLAKE, CA 95422-9714
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Intrafamily Transfer, Transfer
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Mar 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage CF BANK
Nov 17, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	3 Names on Deed
Prior Sale	Nov 17, 2017
Last Transfer Date	Mar 22, 2021
Transfer Doc	0000005020
Record Updated	Jun 8, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE CA
Recording Date	Mar 22, 2021
Property Address	3891 OAK DR, CLEARLAKE, CA 95422-9714
Document Number	0000005020
Map Reference	MB 7 PG 44&45
Instrument Date	Mar 18, 2021
Instrument	2021005020
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3891 OAK DR, CLEARLAKE, CA 95422-9714

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	3891 OAK DR, CLEARLAKE, CA 95422-9714
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3891 OAK DR, CLEARLAKE, CA 95422-9714

Mortgage

Document Number	0000011044
Date	Sep 9, 2020
Instrument	2020011044

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	3891 OAK DR, CLEARLAKE, CA 95422-9714
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003738
Date	Mar 26, 2018
Instrument	2018003738

Lender

Name	CF BANK
Type	Bank
Address	COLUMBUS, OH 43085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE CA
Recording Date	Nov 17, 2017
Property Address	3891 OAK DR, CLEARLAKE, CA 95422-9714
Document Number	0000015349
Instrument Date	Nov 10, 2017
Instrument	15349
Transaction Type	Transfer
Record Updated	Jan 23, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3891 OAK DR CLEARLAKE CA 954229714, CLEARLAKE, CA 95422-9714

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Lake County
Municipality	Clearlake City
Unified School District	Konocti Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,829.00 (+2.7%) Homeowner's exemption	$155,338 (+4.04%) Land $43,479 Building $111,859
2023	$1,781.00 (+5.38%) Homeowner's exemption	$149,308 Land $41,792 Building $107,516
2022	$1,690.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (1995–2017)
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER CO.-CLEARLAKE SYSTEM private · serves 4,623 people · EPA ID CA1710002
Water Source	Surface water
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
DigitalPath Fixed Wireless	400 / 20
101Netlink Fixed Wireless	100 / 20

May also be available: Verizon.

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