El Dorado County property record for 3891 Garnet Rd, Pollock Pines, CA 95726
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,316 sqft · built 1988 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $455,000 (Apr 2021) |
| Tax Bill | $5,409 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Nov 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-625-005-000 |
| Primary APN | 042-625-005-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,316 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Wood |
| Lot Area | 14,810 sqft (0.34 acres) |
| Terrain | Wooded |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 2,316 sqft |
| Water Source | Commercial |
|---|
| Street Address | 3891 GARNET RD |
|---|---|
| City | POLLOCK PINES |
| State | CA |
| Zip | 95726-9517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L 46 GLD RDG FOR 3 |
| Legal Subdivision | GLD RDG FOR 3 |
| Legal Lot Number | 46 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 31406 |
Source: El Dorado County assessment roll, APN 042-625-005-000, as of August 18, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3891 GARNET RD, POLLOCK PINES, CA 95726-9517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Nov 03, 2022 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 23, 2021 | Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 26, 2016 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 23, 2021 · Amount on Record |
| Deed Sale | Apr 23, 2021 · Amount on Record |
| Prior Sale | Jul 18, 2013 · Amount on Record |
| Deed Document Number | 202128282 |
| Transfer Doc | 0000015174 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | May 22, 2026 |
| Property Address | 3891 GARNET RD, POLLOCK PINES, CA 95726-9517 |
| Document Number | 0000016736 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 202616736 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3891 GARNET RD, POLLOCK PINES, CA 95726-9517 |
| Document Number | 0000016736, |
|---|---|
| Date | May 22, 2026 |
| Instrument | 202616736 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 01, 2051 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3891 GARNET RD, POLLOCK PINES, CA 95726-9517 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3891 GARNET RD, POLLOCK PINES, CA 95726-9517 |
| Document Number | 0000042530 |
|---|---|
| Date | Nov 03, 2022 |
| Instrument | 2022-0042530 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | May 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Apr 23, 2021 |
| Property Address | 3891 GARNET RD, POLLOCK PINES, CA 95726-9517 |
| Document Number | 0000028282 |
| Map Reference | MB E PG 105 |
| Instrument Date | Apr 17, 2021 |
| Instrument | 2021-0028282 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3891 GARNET RD, POLLOCK PINES, CA 95726-9517 |
| Document Number | 0000028283 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 2021-0028283 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3891 GARNET RD, POLLOCK PINES, CA 95726-9517 |
| Document Number | 0000000914 |
| Instrument Date | Dec 26, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | LSI TITLE COMPANY, LSI TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3891 GARNET RD POLLOCK PINES CA 957269517, POLLOCK PINES, CA 95726-9517 |
| Document Number | 0000000914 |
|---|---|
| Date | Jan 09, 2017 |
| Instrument | 914 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 08, 2047 |
Source: El Dorado County assessment roll as of August 18, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Pollock Pines Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,409.00 (+4.6%) | $492,504 (+4.04%) Land $92,006 Building $400,498 |
| 2024 | $5,171.00 (+1.97%) | |
| 2023 | $5,071.00 (+1.54%) | $473,382 Land $88,434 Building $384,948 |
| 2022 | $4,994.00 |
Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), as of August 25, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | High above 80% of the US · above 58% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 173 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system CA0910001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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