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3891 Blackberry Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3891 Blackberry Cir, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,820 sqft · built 1996
Lot Size0.191 acres (8,320 sqft)
Owner2 Individual Names on Record
Tax Bill$4,010 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Jun 2021 Sale
Flood ZoneZone X (minimal risk)
APN76191

Property Details

APN / Parcel Number

Primary APN76191
Alternative APN
  • 332530001600011310

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,820 sqft Heated Area
Gross Area2,376 sqft
1st Floor Area1,820 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,320 sqft (0.191 acres)
Lot Dimensions118 ft deep x 72 ft wide
Garage TypeFinished
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area136 sqft
Patio Area200 sqft
FenceFence
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number76191
Street Address3891 BLACKBERRY CIR
CitySAINT CLOUD
StateFL
Zip34769-1429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR2
Legal DescriptionBLACKBERRY CREEK UNIT FOUR PB 8 PG 163-164 LOT 131
Legal Range30E
Legal Township25S
Legal Section33
Legal SubdivisionBLACKBERRY CREEK
Legal Tract16
Legal Block1
Legal Lot Number131
Legal UnitFO
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1001
Census Tract43203

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address3891 BLACKBERRY CIR, SAINT CLOUD, FL 34769-1429
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2021Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Jun 21, 2021Warranty Deed, Transfer
OS NATIONAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 29, 2022
Deed SaleJan 29, 2022
Prior SaleJun 21, 2021 · Amount on Record
Deed Document Number0000332731
Deed Book / Page6026 / 830
Prior Transfer DateAug 19, 2021
Prior Transfer Doc2021129009
Record UpdatedJun 8, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 19, 2021
Property Address3891 BLACKBERRY CIR, SAINT CLOUD, FL 34769-1429
Document Number0060260830
Book / Page6026 / 830
Map ReferenceMB 6 PG 163&164
Instrument DateAug 16, 2021
Instrument2021129009
Transaction TypeTransfer
Record UpdatedSep 6, 2021
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,191.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85281-7094

Transferred To (Grantee/Buyer)

NameVerified Name
Address9733 SANCTUARY SQUARE DR UNIT 104, 104, ORLANDO, FL 32832-6619

Mortgage

Document Number6026832
DateAug 19, 2021
Instrument6026/832
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 21, 2021
Property Address3891 BLACKBERRY CIR, SAINT CLOUD, FL 34769-1429
Document Number0059850593
Book / Page5985 / 593
Map ReferenceMB 8 PG 163&164
Instrument DateJun 12, 2021
Instrument2021096361
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$1,995.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3891 BLACKBERRY CIR, SAINT CLOUD, FL 34769-1429

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,010.00 (+6.17%) Homeowner's exemption$266,951 (+5.99%)$333,700 (+7.68%) Land $70,000 Building $263,700
2023$3,777.00 (+4.45%) Homeowner's exemption$251,872 (+3.74%)$309,900 (+27.64%) Land $60,000 Building $249,900
2022$3,616.00 Homeowner's exemption$242,800 Land $45,000 Building $197,800$242,800 Land $45,000 Building $197,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: AT&T, Verizon.

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