38908 Bayfront Dr, Ocean View, DE 19970 Property Records

Sussex County property record for 38908 Bayfront Dr, Ocean View, DE 19970

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,168 sqft · built 1994
Lot Size	0.331 acres (14,427 sqft)
Owner	2 Individual Names on Record
Last Sale	$640,000 (Nov 2013)
Tax Bill	$2,783 (2026)
Deeds & Mortgages	Nov 2019 Refinance Sep 2020 Refinance
Flood Zone	Zone AE (high risk)
APN	`134-5.00-339.00`

Property Details

APN / Parcel Number

Primary APN	`134-5.00-339.00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,168 sqft Living Area
Gross Area	4,888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	14,427 sqft (0.331 acres)
Lot Dimensions	162 ft deep x 227 ft wide
Garage Type	Mixed
Garage Area	1,536 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	472 sqft
Deck Area	Deck Area
Patio Area	2,120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	38908 BAYFRONT DR
City	OCEAN VIEW
State	DE
Zip	19970-2714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Description	QUILLENS POINT LOT 30
Legal Subdivision	QUILLENS POINT
Legal Lot Number	30
Jurisdiction	SUSSEX DE
Township / Civil Division	SELBYVILLE-FRANKFORD
Census Block Group	1
Census Block	1023
Census Tract	51201

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 MILL LN, MALVERN, PA 19355-1639
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA
Sep 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance THE COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2013 · Amount on Record
Deed Sale	Nov 1, 2013 · Amount on Record
Deed Document Number	201343561
Deed Book / Page	4191 / 105
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	38908 BAYFRONT DR, OCEAN VIEW, DE 19970-2714
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0179230001
Date	Nov 5, 2019
Book Page	17923/1
Instrument	20190000041962

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	38908 BAYFRONT DR, OCEAN VIEW, DE 19970-2714
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0187430162
Date	Sep 1, 2020
Book Page	18743/162
Instrument	20200000039754

Lender

Name	THE COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,783.00 (-0.32%)	$60,450 (-) Land $15,600 Building $44,850	$1,218,400 (-) Land $474,700 Building $743,700
2025	$2,792.00 (+2.12%)	$60,450 (-) Land $15,600 Building $44,850	$1,218,400 (+907.78%) Land $474,700 Building $743,700
2023	$2,734.00	$60,450 Land $15,600 Building $44,850	$120,900 Land $31,200 Building $89,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 496 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	665 units insured incl. 169 condo units
Nearby Flood Claims	130 (1981–2025)
Claims Outside the SFHA	3 of 130
Most Recent Claim	Aug 2025 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 35 claims Severe Winter Storms, High Winds, And Flooding, Feb 1998 · 21 claims Severe Coastal Storm, Jan 1992 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 95% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	QUILLENS POINT private · serves 150 people · EPA ID DE0000924
Water Source	Groundwater
Last State Inspection	Jul 2025
Also Mapped Here	BETHANY BAY PUMP DISTRICT
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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