38901 Ella Dr, Lady Lake, FL 32159 Property Records

Lake County property record for 38901 Ella Dr, Lady Lake, FL 32159

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,100 sqft · built 1990
Lot Size	0.668 acres (29,088 sqft)
Owner	2 Individual Names on File
Last Sale	$15,000 (Oct 1997)
Tax Bill	$2,439 (2025)
Deeds & Mortgages	Oct 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-18-24-0300-000-00500`

Property Details

APN / Parcel Number

Primary APN	`24-18-24-0300-000-00500`
Alternative APN	`1436478`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,100 sqft Living Area
Gross Area	2,562 sqft
1st Floor Area	1,960 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	29,088 sqft (0.668 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	275 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1436478
Street Address	38901 ELLA DR
City	LADY LAKE
State	FL
Zip	32159-4118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRIFFIN VIEW ESTATES LOT 5 1/10 INT IN LOTS 1-A TO 6-A INCL LOT 6 1/10 INT IN LOTS 1-A TO 8-A INCL PB 16 PG 19 ORB 1486 PG 397 ORB 1556 PG 1695 ORB 6034 PG 496 ORB 6353 PG 721
Legal Subdivision	GRIFFIN VIEW ESTATES
Legal Tract	0300
Legal Lot Number	5
Jurisdiction	LAKE FL
Township / Civil Division	FRUITLAND PARK-LADY LAKE
Census Block Group	2
Census Block	2000
Census Tract	30410

Owner

38901 Ella Dr is owned and occupied by two individuals who acquired it in September 2022.

Source: Lake County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38901 ELLA DR, LADY LAKE, FL 32159-4118
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 1997 · Amount on File
Deed Sale	Oct 24, 1997 · Amount on File
Prior Sale	Dec 27, 1996 · Amount on File
Deed Book / Page	1556 / 1695
Last Transfer Date	Sep 24, 2022
Transfer Doc	0060340496
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Oct 6, 2022
Property Address	38901 ELLA DR, LADY LAKE, FL 32159-4118
Document Number	0060340496
Book / Page	6034 / 496
Map Reference	MB 16 PG 19
Instrument Date	Sep 21, 2022
Instrument	2022132365
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38901 ELLA DR, LADY LAKE, FL 32159-4118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38901 ELLA DR, LADY LAKE, FL 32159-4118

Mortgage

Document Number	0006034500
Date	Oct 6, 2022
Instrument	6034/500

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	812 Months
Due	Jun 3, 2090

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	11.2%

Tax Assessment & Valuation

The 2025 property tax bill for 38901 Ella Dr was $2,439 with a homeowner's exemption, up 2.7% from the year before.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,940 (+2.9%)	$363,024 (-) Land $141,024 Building $222,000
2025	$2,439.00 (+2.74%) Homeowner's exemption	$162,240 Land $141,024 Building $21,216	$363,024 Land $141,024 Building $222,000
2024	$2,374.00 (+12.57%)
2023	$2,109.00 (+10.02%) Homeowner's exemption	$153,080 (+2.99%)	$331,552 (+46.93%) Land $117,370 Building $214,182
2022	$1,917.00 Homeowner's exemption	$148,630	$225,647 Land $64,636 Building $161,011

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38901 Ella Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38901 Ella Dr is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20