3890 W Main St, Cabot, AR 72023 Property Records

Lonoke County property record for 3890 W Main St, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,280 sqft
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on File
Tax Bill	$1,186 (2024)
Deeds & Mortgages	Jun 2020 Line of Credit Feb 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-12160-001`

Property Details

APN / Parcel Number

Primary APN	`001-12160-001`
Alternative APN	`15394`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,280 sqft Living Area
1st Floor Area	2,280 sqft
Flooring	Vinyl/Resilient

Exterior

Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Attached
Garage Area	728 sqft
Driveway	Driveway
Driveway Area	528 sqft

Exterior Amenities

Porch	Porch
Porch Area	32 sqft
Patio Area	216 sqft
Fence	Fence
Utility Building	612 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3890 W MAIN ST
City	CABOT
State	AR
Zip	72023-7460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESCRIPTION: PART OF THE NW1/4 OF THE NW1/4 OF SECTION 15, T-4-N, R-10-W, LONOKE COUNTY, ARKANSAS, BEING MORE PARTICULARLY DE
Legal Range	10
Legal Township	04N
Legal Section	15
Jurisdiction	LONOKE AR
Township / Civil Division	YORK
Census Block Group	2
Census Block	2011
Census Tract	20201

Owner

3890 W Main St is owned and occupied by an individual who acquired it in March 2014.

Source: Lonoke County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	3890 W MAIN ST, CABOT, AR 72023-7460
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2020	Deed of Trust, Mortgage · Line of Credit ARKANSAS FCU
Feb 21, 2019	Deed of Trust, Mortgage · Line of Credit ARKANSAS FCU
Nov 21, 2018	Deed of Trust, Mortgage · Conventional with PMI ARKANSAS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2014
Deed Sale	Mar 26, 2014
Deed Document Number	2014-002695
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	3890 W MAIN ST, CABOT, AR 72023-7460
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005489
Date	Jun 2, 2020
Book Page	2020/5489
Instrument	2020-05489

Lender

Name	ARKANSAS FCU
Type	Credit Union
Address	JACKSONVILLE, AR 72076

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	May 26, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	3890 W MAIN ST, CABOT, AR 72023-7460
Document Number	0000001953
Instrument Date	Feb 21, 2019
Transaction Type	Mortgage
Record Updated	Mar 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3890 W MAIN ST CABOT AR 720237460, CABOT, AR 72023-7460

Mortgage

Document Number	0000001953
Date	Mar 5, 2019
Instrument	1953

Lender

Name	ARKANSAS FCU
Type	Credit Union
Address	JACKSONVILLE, AR 72078

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 4, 2029

Interest

Rate Type	Adjustable Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	3890 W MAIN ST, CABOT, AR 72023-7460
Document Number	0000011511
Instrument Date	Nov 21, 2018
Transaction Type	Mortgage
Record Updated	Dec 31, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3890 W MAIN ST CABOT AR 720237460, CABOT, AR 72023-7460

Mortgage

Document Number	0000011511
Date	Nov 30, 2018
Instrument	11511

Lender

Name	ARKANSAS FCU
Type	Credit Union
Address	JACKSONVILLE, AR 72078-0009

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2048

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,760 Land $2,200 Building $33,560
2024	$1,186.00 (-4.74%)
2023	$1,245.00 Homeowner's exemption	$35,760 Land $2,200 Building $33,560	$178,800 Land $11,000 Building $167,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3890 W Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3890 W Main St is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 48% of Arkansas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Xfinity.

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