Durham County property record for 3890 W Cornwallis Rd, Durham, NC 27705
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,228 sqft · built 2020 |
| Lot Size | 6.41 acres (279,220 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,175 (2026) |
| Deeds & Mortgages | Aug 2018 Mortgage Sep 2018 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0802-52-1035 |
| Primary APN | 0802-52-1035 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,228 sqft Heated Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Contemporary |
| Lot Area | 279,220 sqft (6.41 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 3890 W CORNWALLIS RD |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27705-4314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | PROP-ISLEY PROPERTIES LLC /LT#2C PL:000188-000295 |
| Legal Subdivision | SUBDIVISION PLAT ISLEY PROPERTIES LLC |
| Legal Lot Number | 2C |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | TRIANGLE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 2030 |
Source: Durham County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3890 W CORNWALLIS RD, DURHAM, NC 27705-4314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 28, 2018 | Deed of Trust, Mortgage · ARM FIRST CITIZENS BANK & TRUST CO |
| Sep 5, 2018 | Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO |
| Jun 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 5, 2015 |
| Transfer Doc | 0076570083 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 3890 W CORNWALLIS RD, DURHAM, NC 27705-4314 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0084970708 |
|---|---|
| Date | Aug 28, 2018 |
| Book Page | 8497/708 |
| Instrument | 2018030471 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Sep 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.37% |
| Index | 1-Year LIBOR |
| Max Rate | 9.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 3890 W CORNWALLIS RD, DURHAM, NC 27705-4314 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0085030666 |
|---|---|
| Date | Sep 5, 2018 |
| Book Page | 8503/666 |
| Instrument | 2018031520 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Sep 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.37% |
| Index | 6-Month LIBOR |
| Max Rate | 9.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 3890 W CORNWALLIS RD, DURHAM, NC 27705-4314 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0089610167 |
|---|---|
| Date | Jun 1, 2020 |
| Book Page | 8961/167 |
| Instrument | 2020020232 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,175.00 (+0.55%) | $895,348 (-6.46%) Land $477,941 Building $417,407 | $895,348 (-6.46%) Land $477,941 Building $417,407 |
| 2025 | $6,141.00 (+46.28%) | $957,191 (+103.87%) Land $539,784 Building $417,407 | $957,191 (+103.87%) Land $539,784 Building $417,407 |
| 2023 | $4,198.00 (+4.43%) | $469,509 Land $196,452 Building $273,057 | $469,509 Land $196,452 Building $273,057 |
| 2022 | $4,020.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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