3890 E State Rte 106, Union, WA 98592 Property Records

Mason County property record for 3890 E State Rte 106, Union, WA 98592

Property Summary

Property Type	Seasonal / Vacation Home
Details	4 bd · 2 ba · 1,950 sqft · built 1962
Lot Size	0.82 acres (35,719 sqft)
Owner	Individual Name on File
Tax Bill	$2,549 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Apr 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32106-12-00170`

Property Details

APN / Parcel Number

Primary APN	`32106-12-00170`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,950 sqft Living Area
Gross Area	2,502 sqft
1st Floor Area	1,950 sqft
Basement Area	272 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1993
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	35,719 sqft (0.82 acres)
Lot Width	80 ft Width
Terrain	Steep
View / Lot	Road

Exterior Amenities

Porch	Open Slab
Porch Area	584 sqft
Deck Area	280 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3890 E STATE ROUTE 106
City	UNION
State	WA
Zip	98592
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	RR5
Legal Description	TR 17 OF GOVT LOT 1 & TAX 703C-1* & 703AC-1*
Legal Tract	17
Legal Lot Number	1
Jurisdiction	MASON WA
Township / Civil Division	UNION-GRAPEVIEW
Census Block Group	1
Census Block	1005
Census Tract	960500

Owner

3890 E State Rte 106, a residential property, is owned by an individual.

Source: Mason County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 463, UNION, WA 98592-0463
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Deed of Trust, Mortgage · Line of Credit OUR COMMUNITY CU
Apr 10, 2023	Deed of Trust, Mortgage · Line of Credit OUR COMMUNITY CU
Apr 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage INSPIRUS CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON WA
Property Address	3890 E STATE ROUTE 106, UNION, WA 98592
Transaction Type	Mortgage
Record Updated	Apr 5, 2024
Title Company	LAND TITLE COMPANY, LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002195756
Date	Apr 10, 2023
Instrument	2195756

Lender

Name	OUR COMMUNITY CU
Type	Credit Union
Address	SHELTON, WA 98584

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 9, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON WA
Property Address	3890 E STATE ROUTE 106, UNION, WA 98592
Transaction Type	Mortgage
Record Updated	May 22, 2023
Title Company	LAND TITLE COMPANY, LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002195756
Date	Apr 10, 2023
Instrument	2195756

Lender

Name	OUR COMMUNITY CU
Type	Credit Union
Address	SHELTON, WA 98584

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON WA
Property Address	3890 E STATE ROUTE 106, UNION, WA 98592
Document Number	0002109836
Instrument Date	Apr 29, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3890 E STATE ROUTE 106 UNION WA 98592, UNION, WA 98592

Mortgage

Document Number	0002109836
Date	May 3, 2019
Instrument	2109836

Lender

Name	INSPIRUS CU
Address	SEATTLE, WA 98111-0576

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 2, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 3890 E State Rte 106 was $2,549, up 7.1% from the year before.

Source: Mason County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Mason County
Unified School District	Hood Canal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$336,885 Land $132,585 Building $204,300	$336,885 Land $132,585 Building $204,300
2025	$2,549.00 (+7.06%)
2024	$2,381.00 (+0.34%)	$359,420 Land $132,575 Building $226,845	$359,420 Land $132,575 Building $226,845
2023	$2,373.00
2022		$327,325 Land $117,535 Building $209,790	$327,325 Land $117,535 Building $209,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3890 E State Rte 106 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3890 E State Rte 106 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hood Canal Communications Fiber · Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, PUD 3 Fiber, Ziply Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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