3890 E Palo Verde St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 3890 E Palo Verde St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,449 sqft · built 2012
Lot Size	0.193 acres (8,390 sqft)
Owner	2 Company Names on Record
Last Sale	$750,000 (Jun 2024)
Tax Bill	$2,788 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Dec 2023 Line of Credit + 4 more
Flood Zone	Zone X (moderate risk)
APN	`304-19-423`

Property Details

APN / Parcel Number

Primary APN	`304-19-423`
Alternative APN	`304194235`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,449 sqft Living Area
Gross Area	2,577 sqft
1st Floor Area	1,209 sqft
2nd Floor Area	1,240 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	8,390 sqft (0.193 acres)
Parking Spaces	2 Parking Spaces
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	3890 E PALO VERDE ST
City	GILBERT
State	AZ
Zip	85296-1862
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	LAKEVIEW TRAILS NORTH AT MORRISON RANCH MCR 818-15
Legal Range	6E
Legal Township	1S
Legal Section	14
Legal Subdivision	LAKEVIEW TRAILS NORTH AT MORRISON RANCH
Legal Lot Number	398
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2000
Census Tract	422658

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3890 E PALO VERDE ST, GILBERT, AZ 85296-1862
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Dec 8, 2023	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Apr 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 1, 2025	Intrafamily Transfer, Transfer
Jun 6, 2024	Warranty Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC
Mar 14, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2024 · Amount on Record
Deed Sale	Jun 6, 2024 · Amount on Record
Prior Sale	Sep 17, 2012 · Amount on Record
Deed Document Number	2024301834
Prior Transfer Date	Mar 14, 2023
Prior Transfer Doc	0000128788
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3890 E PALO VERDE ST, GILBERT, AZ 85296-1862
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3890 E PALO VERDE ST, GILBERT, AZ 85296-1862
Investor	Possibly a Property Investor

Mortgage

Document Number	0001250999
Date	Nov 23, 2021
Instrument	20211250999

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 22, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3890 E PALO VERDE ST, GILBERT, AZ 85296-1862
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3890 E PALO VERDE ST, GILBERT, AZ 85296-1862

Mortgage

Document Number	0000627086
Date	Dec 8, 2023
Instrument	20230627086

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3890 E PALO VERDE ST, GILBERT, AZ 85296-1862
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3890 E PALO VERDE ST, GILBERT, AZ 85296-1862

Mortgage

Document Number	0000181712
Date	Apr 2, 2025
Instrument	20250181712

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

May 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	May 1, 2025
Property Address	3890 E PALO VERDE ST, GILBERT, AZ 85296-1862
Document Number	0000249727
Map Reference	MB 818 PG 15
Instrument Date	Apr 23, 2025
Instrument	20250249727
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3890 E PALO VERDE ST, GILBERT, AZ 85296-1862

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 6, 2024
Property Address	3890 E PALO VERDE ST, GILBERT, AZ 85296-1862
Document Number	0000301834
Map Reference	MB 818 PG 15
Instrument Date	May 23, 2024
Instrument	20240301834
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	NVR TITLE, NAVI TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3890 E PALO VERDE ST, GILBERT, AZ 85296-1862

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3890 E PALO VERDE ST, GILBERT, AZ 85296-1862

Mortgage

Document Number	0000301835
Date	Jun 6, 2024
Instrument	20240301835

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Mar 14, 2023
Property Address	3890 E PALO VERDE ST, GILBERT, AZ 85296-1862
Document Number	0000128788
Map Reference	MB 818 PG 15
Instrument Date	Mar 7, 2023
Instrument	20230128788
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3890 E PALO VERDE ST, GILBERT, AZ 85296-1862

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,280 (+64.94%)	$582,800 (+4.63%) Land $116,500 Building $466,300
2025	$2,788.00 (+3.68%)	$35,333 (-37.9%)	$557,000 (-2.11%) Land $111,400 Building $445,600
2024		$56,900	$569,000 Land $113,800 Building $455,200
2023	$2,689.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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