3890 E Andalusia Ave, Gilbert, AZ 85298 Property Records

Maricopa County property record for 3890 E Andalusia Ave, Gilbert, AZ 85298

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,191 sqft · built 2020
Lot Size	0.201 acres (8,750 sqft)
Owner	2 Individual Names on File
Last Sale	$710,805 (Oct 2020)
Tax Bill	$4,065 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`313-22-776`

Property Details

APN / Parcel Number

Primary APN	`313-22-776`
Alternative APN	`313227766`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	3,191 sqft Living Area
Gross Area	3,341 sqft
1st Floor Area	3,191 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Frame/Stucco
Construction Type	Frame
Roof Material	Concrete
Lot Area	8,750 sqft (0.201 acres)
Parking Spaces	3 Parking Spaces
Pool Area	416 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	3890 E ANDALUSIA AVE
City	GILBERT
State	AZ
Zip	85298-0171
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF7
Legal Description	LEGACY AT SEVILLE MCR 1297-22
Legal Range	6E
Legal Township	2S
Legal Section	26
Legal Subdivision	LEGACY AT SEVILLE
Legal Lot Number	51
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1018
Census Tract	816501

Owner

3890 E Andalusia Ave is owned and occupied by two individuals who bought it in October 2020.

Source: Maricopa County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3890 E ANDALUSIA AVE, GILBERT, AZ 85298-0171
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Line of Credit ZB NA
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 5, 2023	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Nov 13, 2023	Deed of Trust, Mortgage · Line of Credit ZB NA
Oct 20, 2020	Special Warranty Deed, Transfer · Conventional Mortgage TBI MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2020 · Amount on File
Deed Sale	Oct 20, 2020 · Amount on File
Deed Document Number	20201003827
Prior Transfer Date	Sep 25, 2020
Prior Transfer Doc	0001003826
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3890 E ANDALUSIA AVE, GILBERT, AZ 85298-0171
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3890 E ANDALUSIA AVE, GILBERT, AZ 85298-0171

Mortgage

Document Number	0001068808
Date	Oct 4, 2021
Instrument	20211068808

Lender

Name	ZB NA
Type	Bank
Address	GILBERT, AZ 85295

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3890 E ANDALUSIA AVE, GILBERT, AZ 85298-0171
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3980 E ANDALUSIA AVE, GILBERT, AZ 85298
Investor	Possibly a Property Investor

Mortgage

Document Number	0000601666
Date	Jun 1, 2021
Instrument	20210601666

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3890 E ANDALUSIA AVE, GILBERT, AZ 85298-0171
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3890 E ANDALUSIA AVE, GILBERT, AZ 85298-0171

Mortgage

Document Number	0000006075
Date	Jan 5, 2023
Instrument	20230006075

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3890 E ANDALUSIA AVE, GILBERT, AZ 85298-0171
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3890 E ANDALUSIA AVE, GILBERT, AZ 85298-0171

Mortgage

Document Number	0000585543
Date	Nov 13, 2023
Instrument	20230585543

Lender

Name	ZB NA
Type	Bank
Address	SALT LAKE CITY, UT 84130

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 20, 2020
Property Address	3890 E ANDALUSIA AVE, GILBERT, AZ 85298-0171
Document Number	0001003827
Map Reference	MB 1297 PG 22
Instrument Date	Sep 25, 2020
Instrument	20201003827
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	WESTMINSTER TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8767 E VIA DE VENTURA STE 390, 8767, SCOTTSDALE, AZ 85258-3385

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3890 E ANDALUSIA AVE, GILBERT, AZ 85298-0171

Mortgage

Document Number	0001003828
Date	Oct 20, 2020
Instrument	20201003828

Lender

Name	TBI MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	Nov 1, 2035
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

The 2025 property tax bill for 3890 E Andalusia Ave was $4,065.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,350 (+115.17%)	$1,073,500 (+9.35%) Land $214,700 Building $858,800
2025	$4,065.00	$49,890 (-52.97%)	$981,700 (-7.46%) Land $196,300 Building $785,400
2024		$106,080	$1,060,800 Land $212,100 Building $848,700
2023	$3,902.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3890 E Andalusia Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3890 E Andalusia Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TREPIC Networks.

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