3890 Cove Ln, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 3890 Cove Ln, Cedar Bluff, AL 35959

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,248 sqft · built 2007
Lot Size0.43 acres (18,731 sqft)
OwnerIndividual Name on Record
Tax Bill$484 (2026)
Deeds & MortgagesOct 2025 Transfer
Flood ZoneZone X (minimal risk)
APN13-10-09-32-1-000-034.000

Property Details

APN / Parcel Number

Primary APN13-10-09-32-1-000-034.000
Alternative APNs
  • ALT APN:1009321000034000
  • 26655

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,248 sqft Living Area
1st Floor Area1,248 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area18,731 sqft (0.43 acres)
PorchSlab
Porch Area144 sqft

Location & Zoning

Account Number26655
Street Address3890 COVE LN
CityCEDAR BLUFF
StateAL
Zip35959-5096
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 128 BLK B OF HIDDEN COVE SUB PB10/91 1/156 UNDIVIDED INTTR G 10-09-32-1-123
Legal Range10E
Legal Township09S
Legal Section32
Legal SubdivisionCOVE SUBDIVISION
Legal TractG10
Legal BlockB
Legal Lot Number128
JurisdictionCHEROKEE AL
Township / Civil DivisionCEDAR BLUFF-GAYLESVILLE
Census Block Group2
Census Block2062
Census Tract955701

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3890 COVE LN, CEDAR BLUFF, AL 35959-5096
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 2013
Deed SaleMay 6, 2013
Prior SaleDec 5, 2007
Deed Document Number2013179108
Record UpdatedOct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHEROKEE AL
Recording DateOct 29, 2025
Property Address3890 COVE LN, CEDAR BLUFF, AL 35959-5096
Document Number0000241018
Map ReferenceMB 10 PG 91
Instrument DateOct 29, 2025
Instrument241018
Transaction TypeTransfer
Record UpdatedNov 27, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5898 COVELAND, CEDAR BLUFF, AL 35959

Transferred To (Grantee/Buyer)

NameVerified Name
Address3890 COVE LN, CEDAR BLUFF, AL 35959-5096
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
MunicipalityCedar Bluff Town
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$484.00 (+7.8%)
2025$449.00 (-55.19%) Homeowner's exemption$10,700 (-49.81%) Land $480 Building $10,220$106,900 (+0.28%) Land $4,700 Building $102,200
2024$1,002.00$21,320 (-) Land $880 Building $20,440$106,600 (-) Land $4,400 Building $102,200
2023$1,002.00$21,320 (-)$106,600 (-) Land $4,400 Building $102,200
2022$1,002.00$21,320 Land $880 Building $20,440$106,600 Land $4,400 Building $102,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Nearby Flood Policies28 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimApr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 66% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR BLUFF UTILITIES BOARD
serves 4,281 people · EPA ID AL0000187
Water SourcePurchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State InspectionOct 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
TDS Telecom
DSL
50 / 10

May also be available: T-Mobile.

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