3890 Co Rd 137, Florence, AL 35633 Property Records

Lauderdale County property record for 3890 Co Rd 137, Florence, AL 35633 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,223 sqft · built 2003
Lot Size	6.3 acres (274,428 sqft)
Owner	Individual Name on File
Last Sale	$180,800 (Nov 2020)
Tax Bill	$1,157 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-07-26-0-000-030-000`

Property Details

APN / Parcel Number

Primary APN	`14-07-26-0-000-030-000`
Alternative APNs	`098973` `98973` `9844`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,223 sqft Living Area
1st Floor Area	2,223 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	274,428 sqft (6.3 acres)
Lot Dimensions	660 ft deep x 198 ft wide
Garage Type	Mixed
Garage Area	3,200 sqft
Parking Spaces	11 Parking Spaces
Utility Building	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	98973
Street Address	3890 COUNTY ROAD 137
City	FLORENCE
State	AL
Zip	35633-5226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6.3 AC/D IN THE NW/4 SEC 26 T2S R12W BEG 1260S S OF NW COR OF SEC THEN E 660S S 200S W 660S & N 198 TO POB
Legal Range	12W
Legal Township	02S
Legal Section	26
Jurisdiction	LAUDERDALE AL
Township / Civil Division	OAKLAND
Census Block Group	3
Census Block	3025
Census Tract	11200

Owner

Source: Lauderdale County records · APN 14-07-26-0-000-030-000

Assessment roll updated November 24, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3890 COUNTY ROAD 137, FLORENCE, AL 35633-5226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLORENCE FEDERAL CU
Nov 12, 2020	Warranty Deed, Transfer · FHA Mortgage SOUTHWEST FUNDING LP
Jul 20, 2020	Deed, Transfer
Sep 12, 2017	Warranty Deed, Transfer · Conventional Mortgage FLORENCE FEDERAL CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 12, 2020 · Amount on Record
Deed Sale	Nov 12, 2020 · Amount on Record
Prior Sale	Sep 12, 2017 · Amount on Record
Deed Book / Page	2020 / 62451
Prior Transfer Date	Sep 07, 2017
Prior Transfer Doc	2017/40746
Record Updated	Jun 08, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	3890 COUNTY ROAD 137, FLORENCE, AL 35633-5226
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/11158
Date	Mar 17, 2020
Book Page	2020/11158

Lender

Name	FLORENCE FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 03, 2035

Interest

Rate Type	Adjustable Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Nov 12, 2020
Property Address	3890 COUNTY ROAD 137, FLORENCE, AL 35633-5226
Document Number	2020/62451
Book / Page	2020 / 62451
Instrument Date	Nov 09, 2020
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	225 EDMONDS HOLLOW RD, 225, WATERLOO, AL 35677-3272

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3890 COUNTY ROAD 137, FLORENCE, AL 35633-5226

Mortgage

Document Number	202062453202062453
Date	Nov 12, 2020
Instrument	2020/62453202062453

Lender

Name	SOUTHWEST FUNDING LP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jul 20, 2020
Property Address	3890 COUNTY ROAD 137, FLORENCE, AL 35633-5226
Document Number	2020/35397
Book / Page	2020 / 35397
Instrument Date	Jan 04, 2020
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3890 COUNTY ROAD 137, FLORENCE, AL 35633-5226

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Sep 12, 2017
Property Address	3890 COUNTY ROAD 137, FLORENCE, AL 35633-5226
Document Number	2017/40746
Book / Page	2017 / 40746
Instrument Date	Sep 07, 2017
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3890 COUNTY ROAD 137, FLORENCE, AL 35633-5226

Mortgage

Document Number	2017/40748
Date	Sep 12, 2017
Book Page	2017/40748

Lender

Name	FLORENCE FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lauderdale County records · Assessment roll updated November 24, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,157.00 (+1.49%) Homeowner's exemption	$34,700 (+1.34%)	$346,900 (+1.41%) Land $101,300 Building $245,600
2024	$1,140.00 (+4.68%) Homeowner's exemption	$34,240 (+329.07%) Land $8,780 Building $25,460	$342,080 (+9.26%) Land $87,700 Building $254,380
2023	$1,089.00 (+20.6%) Homeowner's exemption	$7,980 (-69.33%) Land $7,980	$313,080 (+20.37%) Land $79,700 Building $233,380
2022	$903.00 Homeowner's exemption	$26,020	$260,100 Land $59,100 Building $201,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lauderdale County (01077C), updated August 1, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010770112003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2003, rainfall accumulation, Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 34% of Alabama
Wildfire Likelihood	About 1 in 1,316 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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