Cherokee County property record for 3890 Co Rd 113, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 1,776 sqft · built 2018 |
| Lot Size | 3.04 acres (132,422 sqft) |
| Owner | Individual Name on File |
| Last Sale | $30,000 (Dec 2009) |
| Tax Bill | $766 (2026) |
| Deeds & Mortgages | Mar 2018 Mortgage Oct 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-18-01-02-0-000-042.006 |
| Primary APN | 13-18-01-02-0-000-042.006 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,776 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 132,422 sqft (3.04 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Total Buildings | 2 Buildings |
| Account Number | 204298 |
|---|---|
| Street Address | 3890 COUNTY ROAD 113 |
| City | CENTRE |
| State | AL |
| Zip | 35960-4808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 FLATWOODS PROPERTIES 11/89 |
| Legal Subdivision | FLATWOODS PROPERTIES |
| Legal Lot Number | 6 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | SPRING GARDEN |
| Census Block Group | 3 |
| Census Block | 3060 |
| Census Tract | 956102 |
3890 Co Rd 113 is owned and occupied by an individual who acquired it in September 2017.
Source: Cherokee County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3890 COUNTY ROAD 113, CENTRE, AL 35960-4808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2018 | Deed of Trust, Mortgage · Stand-Alone First Mortgage TRUSTMARK NATIONAL BANK |
| Oct 31, 2017 | Deed of Trust, Mortgage · Stand-Alone First Mortgage CBY INC |
| Apr 13, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Sep 15, 2017 | Survivorship Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2009 · Amount on File |
| Deed Sale | Dec 16, 2009 · Amount on File |
| Prior Sale | Dec 15, 2004 |
| Deed Document Number | 2009162845 |
| Last Transfer Date | Sep 8, 2017 |
| Transfer Doc | 0000199625 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 3890 COUNTY ROAD 113, CENTRE, AL 35960-4808 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000201788 |
|---|---|
| Date | Mar 13, 2018 |
| Instrument | 201788 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39225 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 3890 COUNTY ROAD 113, CENTRE, AL 35960-4808 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000200270 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 200270 |
| Name | CBY INC |
|---|---|
| Type | Non-Lending Institution |
| Address | CENTRE, AL 35960 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Apr 13, 2023 |
| Property Address | 3890 COUNTY ROAD 113, CENTRE, AL 35960-4808 |
| Document Number | 0000228809 |
| Instrument Date | Mar 22, 2023 |
| Instrument | 228809 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7160 COUNTY ROAD 70, COLLINSVILLE, AL 35961-5701 |
| Name | Verified Name |
|---|---|
| Address | 3890 COUNTY ROAD 113, CENTRE, AL 35960-4808 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Sep 15, 2017 |
| Property Address | 3890 COUNTY ROAD 113, CENTRE, AL 35960-4808 |
| Document Number | 0000199625 |
| Instrument Date | Sep 8, 2017 |
| Instrument | 199625 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 364, CENTRE, AL 35960-0364 |
| Name | Verified Name |
|---|---|
| Address | 3890 COUNTY ROAD 113, CENTRE, AL 35960-4808 |
The 2026 property tax bill for 3890 Co Rd 113 was $766 with a homeowner's exemption, up 7.4% from the year before.
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $766.00 (+7.43%) | ||
| 2025 | $713.00 (+5.94%) Homeowner's exemption | $18,240 (+5.43%) Land $1,420 Building $16,820 | $182,200 (+5.38%) Land $14,100 Building $168,100 |
| 2024 | $673.00 Additional exemption filed | $17,300 (-) Land $1,280 Building $16,020 | $172,900 (-) Land $12,800 Building $160,100 |
| 2023 | $673.00 (-2.04%) Homeowner's exemption | $17,300 (-1.82%) | $172,900 (-1.87%) Land $12,800 Building $160,100 |
| 2022 | $687.00 Homeowner's exemption | $17,620 Land $1,280 Building $16,340 | $176,200 Land $12,800 Building $163,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3890 Co Rd 113 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2019–2020) |
| Most Recent Claim | Feb 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3890 Co Rd 113 is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 89% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 50 / 10 |
| T-Mobile Fixed Wireless | 25 / 3 |
5G (outdoors only) and 4G LTE
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