3890 Cal Bost Rd, Midland, NC 28107 Property Records

Cabarrus County property record for 3890 Cal Bost Rd, Midland, NC 28107

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,991 sqft · built 2001
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,752 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Dec 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5546 91 2773`

Property Details

APN / Parcel Number

Primary APN	`5546 91 2773`
Alternative APNs	`10009 0004.400000` `111569` `5316`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,991 sqft Living Area
Gross Area	2,803 sqft
1st Floor Area	1,703 sqft
Upper Floors Area	288 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Lot Width	458 ft Width
Garage Type	Finished
Garage Area	524 sqft
Driveway	Concrete Driveway
Driveway Area	900 sqft
Parking Spaces	9 Parking Spaces
Patio Area	288 sqft
Quonset Hut	1,860 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	111569
Street Address	3890 CAL BOST RD
City	MIDLAND
State	NC
Zip	28107-8798
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	CR
Legal Description	SOUTH SIDE CAL BOST RD
Legal Subdivision	FLOWES STORE EAST
Jurisdiction	CABARRUS NC
Township / Civil Division	10, MIDLAND
Census Block Group	3
Census Block	3000
Census Tract	41604

Owner

Source: Cabarrus County records · APN 5546 91 2773

Assessment roll updated September 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3890 CAL BOST RD, MIDLAND, NC 28107-8798
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Dec 13, 2021	Deed of Trust, Mortgage · Line of Credit BLUEHARBOR BANK
Sep 28, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Apr 04, 2005
Transfer Doc	0006489150
Record Updated	Jun 08, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3890 CAL BOST RD, MIDLAND, NC 28107-8798
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3890 CAL BOST RD, MIDLAND, NC 28107-8798

Mortgage

Document Number	0001634096
Date	Jan 11, 2023
Book Page	16340/96

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 01, 2028
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	5-Year CMT
Max Rate	11.5%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3890 CAL BOST RD, MIDLAND, NC 28107-8798
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3890 CAL BOST RD, MIDLAND, NC 28107-8798

Mortgage

Document Number	0001571761
Date	Dec 13, 2021
Book Page	15717/61

Lender

Name	BLUEHARBOR BANK
Type	Bank
Address	MOORESVILLE, NC 28117

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	15 Months
Due	Mar 12, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 28, 2021
Property Address	3890 CAL BOST RD, MIDLAND, NC 28107-8798
Document Number	0015531267
Book / Page	15531 / 267
Map Reference	MB 2850 PG 274
Instrument Date	Sep 28, 2021
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Amount	Amount Recorded
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3890 CAL BOST RD, MIDLAND, NC 28107-8798

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,752.00 (+29.87%)	$407,210 (+61.46%) Land $89,490 Building $317,720
2024			$407,210 (+61.46%) Land $89,490 Building $317,720
2023	$2,119.00	$252,210 Land $46,160 Building $206,050	$252,210 Land $46,160 Building $206,050

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2008–2020)
Most Recent Claim	Apr 2020 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Uniti Group DSL · Fiber in parts of the area	200 / 20

Based on FCC filings for 22 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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