389 Winecoff St, Troutman, NC 28166 Property Records

Iredell County property record for 389 Winecoff St, Troutman, NC 28166

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,062 sqft · built 1999
Lot Size	0.335 acres (14,559 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Apr 2024)
Tax Bill	$1,642 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4741-16-1168.000`

Property Details

APN / Parcel Number

Primary APN	`4741-16-1168.000`
Alternative APNs	`77475002` `80094983` `80111517`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,062 sqft Heated Area
Gross Area	1,254 sqft
1st Floor Area	1,062 sqft
Flooring	Wood
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	14,559 sqft (0.335 acres)
Lot Dimensions	211 ft deep x 69 ft wide
Porch	Slab
Porch Area	72 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80111517
Street Address	389 WINECOFF ST
City	TROUTMAN
State	NC
Zip	28166-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	L18 EASTERN HEIGHTS PB 5-76
Legal Subdivision	TROUTMAN AREA EAST
Legal Block	16
Legal Lot Number	18
Jurisdiction	IREDELL NC
Township / Civil Division	BARRINGER
Census Block Group	2
Census Block	2006
Census Tract	61202

Owner

389 Winecoff St is owned by an individual who bought it in April 2024.

Source: Iredell County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1197 PINE SWAMP RD, SPARTA, NC 28675-9785
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Apr 30, 2024	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC A V
Aug 10, 2022	Warranty Deed, Transfer · FHA Mortgage WYNDHAM CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2024 · Amount on File
Deed Sale	Apr 30, 2024 · Amount on File
Prior Sale	Aug 10, 2022 · Amount on File
Deed Book / Page	3058 / 871
Prior Transfer Date	Jan 5, 2011
Prior Transfer Doc	21022016
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	389 WINECOFF ST, TROUTMAN, NC 28166-9603
Transaction Type	Mortgage
Record Updated	Dec 5, 2025
Title Company	UNKNOWN, TRUSTPRO T&E INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 WINECOFF ST, TROUTMAN, NC 28166-9603

Mortgage

Document Number	0031682161
Date	Oct 14, 2025
Book Page	3168/2161

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Apr 30, 2024
Property Address	389 WINECOFF ST, TROUTMAN, NC 28166-9603
Document Number	0003058871
Book / Page	3058 / 871
Map Reference	MB 5 PG 76
Instrument Date	Apr 30, 2024
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 SPICEWOOD CIR, TROUTMAN, NC 28166-7619

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1197 PINE SWAMP RD, SPARTA, NC 28675-9785

Mortgage

Document Number	0003058874
Date	Apr 30, 2024
Instrument	3058/874

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC A V

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Aug 10, 2022
Property Address	389 WINECOFF ST, TROUTMAN, NC 28166-9603
Document Number	0029382097
Book / Page	2938 / 2097
Map Reference	MB 5 PG 76
Instrument Date	Aug 10, 2022
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	ASHTON TITLE, ASHEMONT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	164 CANVASBACK RD, MOORESVILLE, NC 28117-8108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 WINECOFF ST, TROUTMAN, NC 28166-9603

Mortgage

Document Number	0029382099
Date	Aug 10, 2022
Instrument	2938/2099

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 389 Winecoff St was $1,642.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,710 (-) Land $16,000 Building $247,710	$263,710 (-) Land $16,000 Building $247,710
2025	$1,642.00	$263,710 (-) Land $16,000 Building $247,710	$263,710 (-) Land $16,000 Building $247,710
2024	$1,642.00	$263,710 (-) Land $16,000 Building $247,710	$263,710 (-) Land $16,000 Building $247,710
2023	$1,642.00 (+145.07%)	$263,710 (+175.21%) Land $16,000 Building $247,710	$263,710 (+175.21%) Land $16,000 Building $247,710
2022	$670.00	$95,820 Land $12,000 Building $83,820	$95,820 Land $12,000 Building $83,820

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 389 Winecoff St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 389 Winecoff St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TROUTMAN serves 9,562 people · EPA ID NC0149030
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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