Effingham County property record for 389 Whitaker Rd, Clyo, GA 31303
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,796 sqft · built 1986 |
| Lot Size | 0.79 acres (34,412 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,600 (Oct 1983) |
| Tax Bill | $1,486 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04410-034-000 |
| Primary APN | 04410-034-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,796 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 34,412 sqft (0.79 acres) |
| Porch | Slab |
| Porch Area | 28 sqft |
| Utility Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 16721 |
|---|---|
| Street Address | 389 WHITAKER RD |
| City | CLYO |
| State | GA |
| Zip | 31303-3815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | .79 AC |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | GUYTON-SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 30206 |
389 Whitaker Rd is owned and occupied by an individual who bought it in October 1983.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 389 WHITAKER RD, CLYO, GA 31303-3815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 1983 · Amount on File |
| Deed Sale | Oct 19, 1983 · Amount on File |
| Deed Book / Page | 214 / 140 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 389 Whitaker Rd was $1,486 with exemptions applied, up 19.8% from the year before.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $48,414 (-1.54%) Land $9,462 Building $38,952 | $121,035 (-1.54%) Land $23,656 Building $97,379 | |
| 2025 | $1,486.00 (+19.84%) Homeowner's exemption Senior Citizen's exemption | $49,173 (+33.44%) Land $10,221 Building $38,952 | $122,931 (+33.44%) Land $25,552 Building $97,379 |
| 2024 | $1,240.00 Homeowner's exemption Senior Citizen's exemption | $36,850 Land $2,900 Building $33,950 | $92,124 Land $7,250 Building $84,874 |
| 2022 | $975.00 Homeowner's exemption | $29,442 Land $1,812 Building $27,630 | $73,607 Land $4,531 Building $69,076 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 389 Whitaker Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 389 Whitaker Rd is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 63% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
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