389 Webb Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 389 Webb Rd, Watsonville, CA 95076 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,325 sqft · built 1915
Lot Size	2.4 acres (104,588 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Dec 2020)
Tax Bill	$15,753 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Dec 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`110-021-35`

Property Details

APN / Parcel Number

Primary APN	`110-021-35`
Alternative APN	`110-021-35-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,325 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	104,588 sqft
Terrain	Steep
Deck Area	90 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	389 WEBB RD
City	WATSONVILLE
State	CA
Zip	95076-9738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR B MAP 000010 00006
Legal Subdivision	RANCHO SALSIPUEDES
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1005
Census Tract	123300

Owner

Source: Santa Cruz County records · APN 110-021-35

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	389 WEBB RD, WATSONVILLE, CA 95076-9738
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 29, 2020	Deed of Trust, Mortgage · Line of Credit ALASKA USA FCU
Dec 30, 2020	Grant Deed, Transfer · Conventional Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 30, 2020 · Amount on Record
Deed Sale	Dec 30, 2020 · Amount on Record
Prior Sale	Nov 01, 1999 · Amount on Record
Deed Document Number	202057359
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	389 WEBB RD, WATSONVILLE, CA 95076-9738
Transaction Type	Mortgage
Record Updated	Jan 12, 2022
Title Company	RADIAN SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 WEBB RD, WATSONVILLE, CA 95076-9738

Mortgage

Document Number	0000062764
Date	Dec 30, 2021
Instrument	2021-0062764

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 06, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	389 WEBB RD, WATSONVILLE, CA 95076-9738
Document Number	0000057361
Instrument Date	Dec 29, 2020
Transaction Type	Mortgage
Record Updated	Jan 15, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	354 REDWOOD DR FELTON CA 950189161, FELTON, CA 95018-9161

Mortgage

Document Number	0000057361
Date	Dec 30, 2020
Instrument	57361

Lender

Name	ALASKA USA FCU
Type	Credit Union
Address	ANCHORAGE, AK 99519-6613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2050

Interest

Rate Type	Adjustable Rate

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 30, 2020
Property Address	389 WEBB RD, WATSONVILLE, CA 95076-9738
Document Number	0000057359
Map Reference	MB 10 PG 6
Instrument Date	Dec 22, 2020
Instrument	2020-0057359
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	389 WEBB RD, WATSONVILLE, CA 95076-9738

Mortgage

Document Number	0000057360
Date	Dec 30, 2020
Instrument	2020-0057360

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Mortgage

Document Number	0000057361
Date	Dec 30, 2020
Instrument	2020-0057361

Lender

Name	ALASKA USA FCU
Type	Credit Union
Address	ANCHORAGE, AK 99519

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,324,896 (+2%) Land $1,048,876 Building $276,020
2025	$15,753.00 (+12.98%) Homeowner's exemption	$1,298,919 (+4.04%) Land $1,028,311 Building $270,608
2023	$13,943.00 (+1.82%) Homeowner's exemption	$1,248,480 Land $988,380 Building $260,100	$1,197,180
2022	$13,694.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871233001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 26 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	2 (2022–2023)
Most Recent Claim	Mar 2023, other causes, Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	High above 79% of the US · above 56% of California
Wildfire Likelihood	About 1 in 256 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cruzio Internet	Fixed Wireless (unlicensed)	1,000 / 1,000
Razzolink	Fixed Wireless (unlicensed)	500 / 250

May also be available at this address: Etheric Communications, LLC.. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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