389 W Main St, Camden, IN 46917 Property Records

Carroll County property record for 389 W Main St, Camden, IN 46917

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,048 sqft · built 1932
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$113,685 (Sep 2024)
Tax Bill$924 (2025)
Deeds & MortgagesAug 2026 Mortgage
Jul 2021 Sale
Flood ZoneZone X (minimal risk)
APN08-07-16-002-051.000-010

Property Details

APN / Parcel Number

Primary APN08-07-16-002-051.000-010
Alternative APNs
  • 00461311912
  • 0160205100

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,048 sqft Living Area
1st Floor Area2,048 sqft

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions162 ft deep x 66 ft wide
Garage TypeDetached
Garage Area780 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number00461311912
Street Address389 W MAIN ST
CityCAMDEN
StateIN
Zip46917-9633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description016-02051-00 CAMDEN HAY'S ADD PT LOT 4
Legal SubdivisionCAMDEN HAY'S ADD
Legal Lot Number4
JurisdictionCARROLL IN
Township / Civil DivisionJACKSON
Census Block Group3
Census Block3055
Census Tract959300

Owner

389 W Main St is owned and occupied by two individuals who bought it in September 2024.

Source: Carroll County records, as of June 19, 2026

Owner of Record2 Individual Names on File
Mailing Address389 W MAIN ST, CAMDEN, IN 46917-9633
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2026Deed of Trust, Mortgage · FHA Mortgage
FIRST AMERICAN TITLE
Jul 12, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 6, 2024 · Amount on File
Deed SaleSep 6, 2024 · Amount on File
Prior SaleJul 12, 2021 · Amount on File
Deed Document Number20242300
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL IN
Recording DateAug 28, 2026
Property Address389 W MAIN ST, CAMDEN, IN 46917-9633
Document Number0000002499
Instrument DateAug 11, 2026
Instrument20262499
Transaction TypeMortgage
Record UpdatedSep 16, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address389 W MAIN ST, CAMDEN, IN 46917-9633

Mortgage

Document Number0000002499,
DateAug 28, 2026
Instrument20262499
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARROLL IN
Recording DateJul 12, 2021
Property Address389 W MAIN ST, CAMDEN, IN 46917-9633
Document Number2021002560
Map ReferenceMB M PG 468
Instrument DateApr 15, 2021
Instrument2021002560
Transaction TypeTransfer
Record UpdatedSep 15, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address100 STATE AVE, INDIANAPOLIS, IN 46204-3442
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 389 W Main St was $924 with a homeowner's exemption, up 28.3% from the year before.

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyCarroll County
County SubdivisionJackson Township
MunicipalityCamden Town
Unified School DistrictDelphi Community School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$924.00 (+28.33%) Homeowner's exemption$140,500 Land $12,400 Building $128,100$140,500 Land $12,400 Building $128,100
2024$720.00
2023$100,700 (+8.98%) Land $12,400 Building $88,300$100,700 (+8.98%) Land $12,400 Building $88,300
2022$636.00$92,400 Land $10,000 Building $82,400$92,400 Land $10,000 Building $82,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 389 W Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2003)
Most Recent ClaimJul 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 389 W Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMDEN WATER UTILITY
serves 611 people · EPA ID IN5208001
Water SourceGroundwater
Last State InspectionAug 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
Starlink
Satellite
280 / 30

May also be available: Xfinity.

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