389 W Hill Rd, Troy, NH 03465 Property Records

Cheshire County and Troy Town property record for 389 W Hill Rd, Troy, NH 03465

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,609 sqft · built 1850
Lot Size	5.01 acres (218,236 sqft)
Owner	Individual Name on File
Last Sale	$429,000 (Apr 2022)
Tax Bill	$10,003 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2025 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`TROY M:021 B:0002 L:0000`

Property Details

APN / Parcel Number

Primary APN	`TROY M:021 B:0002 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,609 sqft Living Area
Gross Area	5,764 sqft
1st Floor Area	1,972 sqft
Basement Area	1,604 sqft
Unfinished Basement	1,604 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	218,236 sqft (5.01 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	389 W HILL RD
City	TROY
State	NH
Zip	03465-2620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Block	2
Jurisdiction	TROY TOWN NH
Township / Civil Division	TROY
Census Block Group	4
Census Block	4001
Census Tract	970800

Owner

389 W Hill Rd is owned and occupied by an individual who bought it in April 2022.

Source: Cheshire County and Troy Town records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	389 W HILL RD, TROY, NH 03465-2620
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Mar 13, 2025	Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE
Apr 28, 2022	Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA
Dec 4, 2020	Deed of Trust, Mortgage · Line of Credit SAVINGS BK WALPOLE
Aug 3, 2020	Warranty Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Mar 16, 2020	Deed of Trust, Mortgage · Conventional with PMI SAVINGS BK WALPOLE
Nov 8, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage SAVINGS BK WALPOLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2022 · Amount on File
Deed Sale	Apr 28, 2022 · Amount on File
Deed Document Number	2022962
Deed Book / Page	3210 / 695
Prior Transfer Date	Jan 27, 2022
Prior Transfer Doc	03199-1185
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TROY TOWN NH
Property Address	389 W HILL RD, TROY, NH 03465-2620
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03334-1083
Date	Dec 22, 2025
Book Page	3334/1083
Instrument	2510041

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Reverse Mortgage Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Jan 1, 2054

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TROY TOWN NH
Property Address	389 W HILL RD, TROY, NH 03465-2620
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003303-563
Date	Mar 13, 2025
Book Page	3303/563
Instrument	2501484

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2050

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	TROY TOWN NH
Recording Date	Apr 28, 2022
Property Address	389 W HILL RD, TROY, NH 03465-2620
Document Number	003210-695
Book / Page	3210 / 695
Instrument Date	Apr 28, 2022
Instrument	2203962
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 W HILL RD, TROY, NH 03465-2620

Mortgage

Document Number	0002203963
Date	Apr 28, 2022
Instrument	2203963

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TROY TOWN NH
Property Address	389 W HILL RD, TROY, NH 03465-2620
Document Number	0031410515
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Dec 23, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	389 W HILL RD TROY NH 034652620, TROY, NH 03465-2620

Mortgage

Document Number	0031410515
Date	Dec 10, 2020
Book Page	003141/000515
Instrument	11298

Lender

Name	SAVINGS BK WALPOLE
Type	Federal Savings Bank
Address	WALPOLE, NH 03608

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 9, 2035

Interest

Rate Type	Adjustable Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TROY TOWN NH
Recording Date	Aug 3, 2020
Property Address	389 W HILL RD, TROY, NH 03465-2620
Document Number	0031210001
Book / Page	003121 / 000001
Instrument Date	Jul 31, 2020
Instrument	6356
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount on Record
Tax	$1,050.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 64 TROY NH 034650064, TROY, NH 03465-0064

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TROY TOWN NH
Property Address	389 W HILL RD, TROY, NH 03465-2620
Document Number	0031030515
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	May 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	389 W HILL RD TROY NH 034652620, TROY, NH 03465-2620

Mortgage

Document Number	0031030515
Date	Mar 20, 2020
Book Page	003103/000515
Instrument	2238

Lender

Name	SAVINGS BK WALPOLE
Type	Federal Savings Bank
Address	WALPOLE, NH 03608

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2050

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TROY TOWN NH
Recording Date	Nov 8, 2019
Property Address	389 W HILL RD, TROY, NH 03465-2620
Document Number	0030880744
Book / Page	003088 / 000744
Instrument Date	Nov 4, 2019
Instrument	9273
Transaction Type	Transfer
Record Updated	Dec 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	389 W HILL RD TROY NH 034652620, TROY, NH 03465-2620

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TROY TOWN NH
Property Address	389 W HILL RD, TROY, NH 03465-2620
Document Number	0030830534
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 17, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	389 W HILL RD TROY NH 034652620, TROY, NH 03465-2620

Mortgage

Document Number	0030830534
Date	Oct 4, 2019
Book Page	003083/000534
Instrument	8071

Lender

Name	SAVINGS BK WALPOLE
Type	Federal Savings Bank
Address	KEENE, NH 03431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 3, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 389 W Hill Rd was $10,003, up 18% from the year before.

Source: Cheshire County and Troy Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Troy Town
Unified School District	Monadnock Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,003.00 (+17.96%)	$464,400 (+1.81%) Land $48,400 Building $416,000
2024	$8,480.00	$456,154 Land $40,154 Building $416,000
2018	$5,677.00	$163,217 Land $36,117 Building $127,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 389 W Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 389 W Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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