389 Swindle Rd, Howe, TX 75459 Property Records

Grayson County property record for 389 Swindle Rd, Howe, TX 75459 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	2,012 sqft · built 1985
Lot Size	1.57 acres (68,651 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,135 (2024)
Deeds & Mortgages	Nov 2020 Line of Credit Dec 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`160 141300202`

Property Details

APN / Parcel Number

Primary APN	`160 141300202`
Alternative APN	`123506`

Interior

Stories	2 Stories
Building Area	2,012 sqft Living Area
1st Floor Area	2,012 sqft
Upper Floors Area	936 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Lot Area	68,651 sqft (1.57 acres)
Garage Type	Carport
Carport	Carport
Carport Area	1,000 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	272 sqft
Utility Building	100 sqft

Location & Zoning

Account Number	123506
Old Parcel Number	160 141300202
Street Address	389 SWINDLE RD
City	HOWE
State	TX
Zip	75459-1735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	G-1413 HARMAN J C A-G1413, ACRES 1.576
Legal Subdivision	HARMAN J C A-G1413
Jurisdiction	GRAYSON TX
Township / Civil Division	SOUTHWEST GRAYSON
Census Block Group	4
Census Block	4001
Census Tract	1901

Owner

Source: Grayson County records · APN 160 141300202

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	389 SWINDLE RD, HOWE, TX 75459-1735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 09, 2020	Deed of Trust, Mortgage · Line of Credit SIMMONS BANK
Dec 15, 2020	Deed of Trust, Mortgage · Line of Credit SIMMONS BANK
Jan 22, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 27, 2020	Warranty Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Apr 15, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 27, 2020
Deed Sale	Oct 27, 2020
Deed Document Number	2020-00029703
Record Updated	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	389 SWINDLE RD, HOWE, TX 75459-1735
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031047
Date	Nov 09, 2020
Instrument	2020-00031047

Lender

Name	SIMMONS BANK
Type	Bank
Address	DENISON, TX 75020

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Oct 19, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	389 SWINDLE RD, HOWE, TX 75459-1735
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034893
Date	Dec 15, 2020
Instrument	2020-00034893

Lender

Name	SIMMONS BANK
Type	Bank
Address	DENISON, TX 75020

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	298 Months
Due	Oct 19, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAYSON TX
Recording Date	Jan 22, 2021
Property Address	389 SWINDLE RD, HOWE, TX 75459-1735
Document Number	0000002381
Instrument Date	Jan 01, 2021
Instrument	2381
Transaction Type	Transfer
Record Updated	Feb 03, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3802 BASTROP ST MELISSA TX 754541402, MELISSA, TX 75454-1402

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Oct 27, 2020
Property Address	389 SWINDLE RD, HOWE, TX 75459-1735
Document Number	0000029703
Instrument Date	Oct 15, 2020
Instrument	29703
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 SWINDLE RD HOWE TX 754591735, HOWE, TX 75459-1735

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Apr 15, 2019
Property Address	389 SWINDLE RD, HOWE, TX 75459-1735
Document Number	0000008376
Instrument Date	Apr 12, 2019
Instrument	8376
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 SWINDLE RD HOWE TX 754591735, HOWE, TX 75459-1735

Tax Assessment & Valuation

Source: Grayson County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	S and S Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$245,296 (-6%) Land $130,864 Building $153,142	$284,006 (+8.83%) Land $130,864 Building $153,142
2024	$1,135.00 (-49.58%)
2023		$260,962 Land $76,978 Building $183,984	$260,962 Land $76,978 Building $183,984
2022	$2,251.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grayson County (48181C), updated October 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481810019014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 25% of Texas
Wildfire Likelihood	About 1 in 1,124 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
JAB Wireless	Fixed Wireless (unlicensed)	50 / 10
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Texoma Communications, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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