389 Stonegate Cir, Billings, MT 59102 Property Records

Yellowstone County property record for 389 Stonegate Cir, Billings, MT 59102

Property Summary

Property Type	Duplex
Details	3 bd · 3 ba · 2,219 sqft · built 2004
Lot Size	0.038 acres (1,635 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,464 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000A311890`

Property Details

APN / Parcel Number

Primary APN	`000A311890`
Alternative APNs	`03-0926-12-2-08-01-7005` `R0332719` `A311890` `A31189`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,219 sqft Living Area
Gross Area	2,536 sqft
1st Floor Area	1,268 sqft
Basement Area	1,268 sqft
Finished Basement	951 sqft
Unfinished Basement	317 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,635 sqft (0.038 acres)
View / Lot	Apt/Condo Complex
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	36 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	389 STONEGATE CIR
City	BILLINGS
State	MT
Zip	59102-6824
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	PUD
Legal Description	STILLWATER PLACE, S12, T01 S, R25 E, UNIT 9, 1.724% COMMON AREA INTEREST, LOC @ LOC TR 3B COS 2991 (04)
Legal Range	25E
Legal Township	01S
Legal Section	12
Legal Subdivision	STILLWATER PLACE
Legal Tract	3B
Legal Block	4
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	4
Census Block	4000
Census Tract	1704

Owner

389 Stonegate Cir, a duplex, is owned and occupied by two individuals who acquired it in May 2025.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	389 STONEGATE CIR, BILLINGS, MT 59102-6824
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING
Sep 20, 2021	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2025
Deed Sale	May 12, 2025
Prior Sale	Jun 1, 2023 · Amount on File
Deed Document Number	20254102312
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jun 1, 2023
Property Address	389 STONEGATE CIR, BILLINGS, MT 59102-6824
Document Number	0004048288
Instrument Date	Jun 1, 2023
Instrument	4048288
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 80883, BILLINGS, MT 59108-0883
Investor	Possibly a Property Investor

Mortgage

Document Number	0004048289
Date	Jun 1, 2023
Instrument	4048289

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	389 STONEGATE CIR, BILLINGS, MT 59102-6824
Transaction Type	Mortgage
Record Updated	Oct 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 STONEGATE CIR, BILLINGS, MT 59102-6824

Mortgage

Document Number	0003990564
Date	Sep 20, 2021
Instrument	3990564

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92186

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 389 Stonegate Cir was $2,464, down 27.8% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$385,600 (-3.5%) Land $45,757 Building $339,843	$385,600 (-3.5%) Land $45,757 Building $339,843
2025	$2,464.00 (-27.78%)	$399,600 Land $45,757 Building $353,843	$399,600 Land $45,757 Building $353,843
2024	$3,412.00 (+5.86%)
2023	$3,223.00	$361,200	$361,200 Land $33,363 Building $327,837

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 389 Stonegate Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 389 Stonegate Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, TDS Telecom, Verizon.

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