389 State St, Albany, NY 12210 Property Records

Albany County and Albany City property record for 389 State St, Albany, NY 12210

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 5,376 sqft · built 1880
Lot Size	0.08 acres (3,480 sqft)
Owner	Company Name on File
Tax Bill	$23,416 (2025)
Deeds & Mortgages	May 2021 Mortgage Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`010100 65.80-3-45`

Property Details

APN / Parcel Number

Primary APN	`010100 65.80-3-45`
Alternative APNs	`010006508000030450000000` `06508000030450000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	5,376 sqft Living Area
1st Floor Area	1,728 sqft
2nd Floor Area	960 sqft
Upper Floors Area	960 sqft
Attic	Attic
Attic Area	1,728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Brick
Lot Area	3,480 sqft (0.08 acres)
Lot Dimensions	145 ft deep x 24.9 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06508000030450000000
Street Address	389 STATE ST
City	ALBANY
State	NY
Zip	12210-1201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2C
Legal Description	3 BRICK 0501720
Legal Block	3
Legal Lot Number	45.000
Jurisdiction	ALBANY NY
Township / Civil Division	ALBANY
Census Block Group	2
Census Block	2001
Census Tract	1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Washington Avenue Corridor Historic District listed 2019 · 268 contributing resources · NRIS 100004669

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Albany County and Albany City assessment roll, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	389 STATE ST, ALBANY, NY 12210-1201
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · Commercial Mortgage CHEMUNG CANAL TRUST CO
Dec 2, 2020	Grant Deed, Transfer SMPR TITLE AGENCY INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Dec 23, 2013
Transfer Doc	0030880448
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	389 STATE ST, ALBANY, NY 12210-1201
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005906
Date	May 26, 2021
Instrument	R2021-15906

Lender

Name	CHEMUNG CANAL TRUST CO
Type	Bank
Address	ELMIRA, NY 14902

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBANY NY
Recording Date	Dec 2, 2020
Property Address	389 STATE ST, ALBANY, NY 12210-1201
Document Number	0000028678
Instrument Date	Jul 17, 2020
Instrument	28678
Transaction Type	Transfer
Record Updated	Jan 20, 2021
Title Company	SMPR TITLE AGENCY INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2441 KENILWORTH AVE LOS ANGELES CA 900392648, LOS ANGELES, CA 90039-2648

Tax Assessment & Valuation

Source: Albany County and Albany City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Albany City
Unified School District	Albany City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,416.00 (+50.94%)	$806,400 (+101.6%) Land $182,800 Building $623,600	$840,000 (+48.74%) Land $190,417 Building $649,583
2023		$400,000 (-) Land $80,000 Building $320,000	$564,732 (+12.55%) Land $112,946 Building $451,786
2022		$400,000 Land $80,000 Building $320,000	$501,756 Land $100,351 Building $401,405
2021	$15,513.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY CITY serves 98,000 people · EPA ID NY0100189
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,065 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: Massivemesh Networks, T-Mobile.

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