Monterey County property record for 389 Spruce Ave, Pacific Grove, CA 93950 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 972 sqft · built 1918 |
| Lot Size | 0.082 acres (3,600 sqft) |
| Owner | Owner Name on File |
| Last Sale | $515,000 (Oct 2002) |
| Tax Bill | $8,136 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-495-001-000 |
| Primary APN | 006-495-001-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 972 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1918 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 3,600 sqft (0.082 acres) |
| Garage Type | Detached |
| Garage Area | 234 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 389 SPRUCE AVE |
|---|---|
| City | PACIFIC GROVE |
| State | CA |
| Zip | 93950-4552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PACIFIC GROVE ADD 3 LOT 1 & 3 BLK 131 |
| Legal Subdivision | PACIFIC GROVE ADD 3 |
| Legal Block | 131 |
| Legal Lot Number | 1,3 3 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 12200 |
Source: Monterey County records · APN 006-495-001-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 389 SPRUCE AVE, PACIFIC GROVE, CA 93950-4552 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jan 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 16, 2002 · Amount on Record |
| Deed Sale | Oct 16, 2002 · Amount on Record |
| Prior Sale | Sep 18, 2012 |
| Deed Document Number | 0000097132 |
| Last Transfer Date | Sep 19, 2012 |
| Transfer Doc | 0000055015 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 389 SPRUCE AVE, PACIFIC GROVE, CA 93950-4552 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2022 |
| Title Company | SOLIDIFI TITLE COMPANY/CA, SOLIDIFI TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | 389 SPRUCE AVE, PACIFIC GROVE, CA 93950-4552 |
| Document Number | 0000003054 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 2022003054 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 389 SPRUCE AVE, PACIFIC GROVE, CA 93950-4552 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000043063 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 2020043063 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Pacific Grove City |
| Unified School District | Pacific Grove Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,136.00 (+3.75%) Homeowner's exemption | $745,902 (+4.04%) Land $651,767 Building $94,135 |
| 2023 | $7,842.00 (+2.08%) Homeowner's exemption | $716,940 Land $626,459 Building $90,481 |
| 2022 | $7,682.00 |
Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060530122001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1,122 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T, Razzolink, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.
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