Monroe County and Webster Town property record for 389 Spinnaker Ln, Webster, NY 14580
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 1.5 ba · 1,504 sqft · built 1992 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,069 (2026) |
| Deeds & Mortgages | Dec 2017 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WEB-0001886 |
| Primary APN | WEB-0001886 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,504 sqft Living Area |
| 1st Floor Area | 1,504 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 74 ft deep x 56.3 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | WEB-0001886 |
|---|---|
| Street Address | 389 SPINNAKER LN |
| City | WEBSTER |
| State | NY |
| Zip | 14580-1771 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | L 36 T14 R 7 GORE TRACT HILLSBORO COVE 2 LR1505 273-79 |
| Legal Block | 3 |
| Legal Lot Number | 69.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | WEBSTER |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 11201 |
389 Spinnaker Ln, a townhouse, is owned and occupied by an individual who acquired it in October 2015.
Source: Monroe County and Webster Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 389 SPINNAKER LN, WEBSTER, NY 14580-1771 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK |
| Aug 10, 2018 | Warranty Deed, Transfer THOMAS NEILANS |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 29, 2015 |
| Transfer Doc | 0000000892 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 389 SPINNAKER LN, WEBSTER, NY 14580-1771 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000821 |
|---|---|
| Date | Dec 12, 2017 |
| Instrument | 201712120821 |
| Name | JP MORGAN CHASE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 5, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Aug 10, 2018 |
| Property Address | 389 SPINNAKER LN, WEBSTER, NY 14580-1771 |
| Document Number | 0000000156 |
| Book / Page | 012065 / 000684 |
| Instrument Date | Aug 1, 2018 |
| Instrument | 156 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2018 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1298 MILE SQUARE RD MENDON NY 14506, MENDON, NY 14506 |
| Document Number | 157 |
|---|---|
| Date | Aug 10, 2018 |
| Book Page | 027717/000001 |
| Instrument | 157 |
| Name | THOMAS NEILANS |
|---|---|
| Address | 457 TAYLOR RD, HONEOYE FALLS, NY 14472-9726 |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|---|
| Term | 36 Months |
| Due | Aug 9, 2021 |
| Rate | 5% |
|---|
The 2026 property tax bill for 389 Spinnaker Ln was $8,069 with exemptions applied, up 23.5% from the year before.
Source: Monroe County and Webster Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Webster Town |
| Unified School District | Webster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,069.00 (+23.53%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $6,532.00 | $172,500 Land $16,500 Building $156,000 | $359,400 Land $34,377 Building $325,023 |
| 2023 | $172,500 (-) Land $16,500 Building $156,000 | $297,400 (+10.35%) Land $28,447 Building $268,953 | |
| 2022 | $172,500 Land $16,500 Building $156,000 | $269,500 Land $25,778 Building $243,722 | |
| 2021 | $6,067.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 389 Spinnaker Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 389 Spinnaker Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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