389 Smith Rd, Amsterdam, NY 12010 Property Records

Fulton County and Perth Town property record for 389 Smith Rd, Amsterdam, NY 12010

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,456 sqft · built 2010
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Last Sale	$156,501 (Mar 2017)
Tax Bill	$4,724 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Aug 2020 Refinance + 1 more
APN	`173600 166.-7-4.2`

Property Details

APN / Parcel Number

Primary APN	`173600 166.-7-4.2`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	384 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	389 SMITH RD
City	AMSTERDAM
State	NY
Zip	12010-6361
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	7
Legal Lot Number	4.002
Jurisdiction	FULTON NY
Township / Civil Division	PERTH
Census Block Group	3
Census Block	3004
Census Tract	971400

Owner

Source: Fulton County and Perth Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	389 SMITH RD, AMSTERDAM, NY 12010-6361
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU
Aug 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SUNMARK FCU
Mar 3, 2017	Deed, Transfer HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2017 · Amount on Record
Deed Sale	Mar 3, 2017 · Amount on Record
Prior Sale	Nov 7, 2016
Deed Book / Page	2017 / 42935
Prior Transfer Date	Jun 30, 2016
Prior Transfer Doc	0000002016/000003890
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON NY
Property Address	389 SMITH RD, AMSTERDAM, NY 12010-6361
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202593544
Date	Oct 3, 2025
Instrument	2025-93544

Lender

Name	BROADVIEW FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON NY
Property Address	389 SMITH RD, AMSTERDAM, NY 12010-6361
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202062338
Date	Aug 10, 2020
Instrument	2020-62338

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FULTON NY
Recording Date	Mar 3, 2017
Property Address	389 SMITH RD, AMSTERDAM, NY 12010-6361
Document Number	0000002017/0000042935
Book / Page	0000002017 / 0000042935
Instrument Date	Feb 23, 2017
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	JASON A BROTT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 SMITH RD, AMSTERDAM, NY 12010-6361

Mortgage

Document Number	0201742936
Date	Mar 3, 2017
Instrument	2017-42936

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Fulton County and Perth Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Fulton County
County Subdivision	Perth Town
Unified School District	Broadalbin-Perth Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,724.00
2025	$4,724.00	$85,100 (-) Land $15,100 Building $70,000	$250,294 (+8.82%) Land $44,412 Building $205,882
2023		$85,100 (-) Land $15,100 Building $70,000	$230,000 (+11.49%) Land $40,811 Building $189,189
2022		$85,100 Land $15,100 Building $70,000	$206,303 Land $36,606 Building $169,697

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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