389 Skyline Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 389 Skyline Dr, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,441 sqft · built 1960
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on Record
Tax Bill	$2,271 (2025)
Deeds & Mortgages	Mar 2026 Transfer Feb 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T37 085`

Property Details

APN / Parcel Number

Primary APN	`T37 085`
Alternative APN	`755250`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,441 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Terrain	Gentle Slope
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	288 sqft
Patio Area	288 sqft
Canopy	392 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	755250
Street Address	389 SKYLINE DR
City	TOCCOA
State	GA
Zip	30577-3849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	SKYLINE DR LOT
Legal Subdivision	0203 - PRIMARY - SF
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1022
Census Tract	970302

Owner

Source: Stephens County records, as of June 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4518 KNIGHTSBRIDGE RD, FLOWERY BRANCH, GA 30542-4647
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Quit Claim Deed, Transfer Quitclaim
Feb 20, 2026	Warranty Deed, Transfer · Conventional Mortgage BOXCAR MORTGAGE
Dec 29, 2025	Limited Warranty Deed, Transfer D2 RESIDENTIAL CAPITAL PARTNERS
Jan 7, 2020	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2026
Deed Sale	Mar 23, 2026
Prior Sale	Feb 20, 2026 · Amount on Record
Deed Document Number	2026773
Deed Book / Page	1443 / 306
Prior Transfer Date	Mar 18, 2026
Prior Transfer Doc	0014430306
Record Updated	Sep 20, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Mar 23, 2026
Property Address	389 SKYLINE DR, TOCCOA, GA 30577-3849
Document Number	0014430306
Book / Page	1443 / 306
Instrument Date	Mar 18, 2026
Instrument	D2026000773
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4518 KNIGHTSBRIDGE RD, FLOWERY BRANCH, GA 30542-4647

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Feb 20, 2026
Property Address	389 SKYLINE DR, TOCCOA, GA 30577-3849
Document Number	0014390424
Book / Page	1439 / 424
Instrument Date	Feb 17, 2026
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 SKYLINE DR, TOCCOA, GA 30577-3849

Mortgage

Document Number	2026000462
Date	Feb 20, 2026
Instrument	2026000462

Lender

Name	BOXCAR MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2056

December 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Dec 29, 2025
Property Address	389 SKYLINE DR, TOCCOA, GA 30577-3849
Document Number	0014340315
Book / Page	1434 / 315
Instrument Date	Dec 5, 2025
Instrument	D2025-003989
Transaction Type	Transfer
Record Updated	Mar 16, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4518 KNIGHTSBRIDGE RD, FLOWERY BRANCH, GA 30542-4647

Mortgage

Document Number	2025003990
Date	Dec 29, 2025
Instrument	2025003990

Lender

Name	D2 RESIDENTIAL CAPITAL PARTNERS

Agreement

Amount	Amount Recorded
Term	1 Months
Due	Jan 1, 2026

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Jan 7, 2020
Property Address	389 SKYLINE DR, TOCCOA, GA 30577-3849
Document Number	0011980502
Book / Page	001198 / 000502
Instrument Date	Jan 6, 2020
Transaction Type	Transfer
Record Updated	Jan 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$95.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 SKYLINE DR TOCCOA GA 305773849, TOCCOA, GA 30577-3849

Mortgage

Document Number	11980504
Date	Jan 7, 2020
Book Page	001198/000504

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2050

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,271.00 (+60.04%)	$65,096 (+62.25%) Land $2,705 Building $62,391	$162,740 (+62.25%) Land $6,762 Building $155,978
2023	$1,419.00 (+5.82%)	$40,120 (+5.78%) Land $2,705 Building $37,415	$100,300 (+5.79%) Land $6,762 Building $93,538
2022	$1,341.00	$37,926 Land $2,705 Building $35,221	$94,814 Land $6,762 Building $88,052

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2009–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable · Fiber in parts of the area	500 / 50
Starlink Satellite	280 / 30

May also be available: T-Mobile, Windstream.

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