Montgomery County and Charleston Town property record for 389 Sara Lib Rd, Esperance, NY 12066 · Last verified May 2026
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 1 bd · 1 ba · 2,288 sqft · built 1900 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | Individual Name on File |
| Last Sale | $18,000 (Jul 2007) |
| Tax Bill | $1,027 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Feb 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 272400 136.-1-13.2 |
| Primary APN | 272400 136.-1-13.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Building Area | 2,288 sqft Living Area |
| 1st Floor Area | 2,028 sqft 1st Floor |
| Upper Floors Area | 260 sqft Upper Floors |
| Stories | 1 Story |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Lot Area | 56,628 sqft (1.3 acres) |
| Lot Width | 375 ft Width |
| Shed | 1 Shed |
| Porch | Slab |
| Porch Area | 222 sqft Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Wood |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 389 SARA LIB RD |
|---|---|
| City | ESPERANCE |
| State | NY |
| Zip | 12066-2337 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Block | 1 |
| Legal Lot Number | 13.002 |
| Jurisdiction | MONTGOMERY NY |
| Township / Civil Division | CHARLESTON |
| Census Block Group | 4 |
| Census Block | 4054 |
| Census Tract | 72800 |
Source: Montgomery County and Charleston Town records · APN 272400 136.-1-13.2
Assessment roll updated May 11, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 389 SARA LIB RD, ESPERANCE, NY 12066-2337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 09, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) ROCKET MORTGAGE |
| Feb 17, 2023 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 05, 2007 · Amount on Record |
| Deed Sale | Jul 05, 2007 · Amount on Record |
| Deed Book / Page | 1560 / 98 |
| Last Transfer Date | Feb 15, 2023 |
| Transfer Doc | 0000000005 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NY |
| Property Address | 389 SARA LIB RD, ESPERANCE, NY 12066-2337 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000000049 |
|---|---|
| Date | Feb 09, 2024 |
| Instrument | 2024-449 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NY |
| Recording Date | Feb 17, 2023 |
| Property Address | 389 SARA LIB RD, ESPERANCE, NY 12066-2337 |
| Document Number | 0000000005 |
| Instrument Date | Feb 15, 2023 |
| Instrument | 2023-705 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 389 SARA LIB RD, ESPERANCE, NY 12066-2337 |
Source: Montgomery County and Charleston Town records · Assessment roll updated May 11, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Montgomery County |
| County Subdivision | Charleston Town |
| Unified School District | Fonda-Fultonville Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,027.00 | $53,400 (-) Land $7,100 Building $46,300 | $92,069 (+17.24%) Land $12,241 Building $79,828 |
| 2023 | $53,400 Land $7,100 Building $46,300 | $78,529 Land $10,441 Building $68,088 |
Source: FEMA National Flood Hazard Layer, Montgomery County (36057C), updated November 30, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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