389 S Prospect St, Marion, OH 43302 Property Records

Marion County property record for 389 S Prospect St, Marion, OH 43302

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,280 sqft · built 1906
Lot Size	0.244 acres (10,609 sqft)
Owner	Individual Name on Record
Tax Bill	$2,057 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-3040202.700`

Property Details

APN / Parcel Number

Primary APN	`12-3040202.700`
Alternative APN	`040006200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,280 sqft Living Area
Gross Area	4,037 sqft
1st Floor Area	1,406 sqft
Upper Floors Area	874 sqft
Basement Area	883 sqft
Flooring	Wood
Interior Walls	Block
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Construction Type	Frame
Roof Material	Other
Lot Area	10,609 sqft (0.244 acres)
Lot Width	53.5 ft Width
Garage Type	Detached
Garage Area	768 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	389 S PROSPECT ST
City	MARION
State	OH
Zip	43302-4932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HENRY PETERS 2ND LOT 287 MAP 49 PG 4 230 4.02 27.00
Legal Subdivision	HENRY PETERS 2ND
Legal Lot Number	287
Jurisdiction	MARION OH
Township / Civil Division	MARION
Census Block Group	2
Census Block	2016
Census Tract	502

Owner

Source: Marion County records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 7115, TROY, MI 48007-7115
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Warranty Deed, Transfer · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION
Apr 30, 2026	Warranty Deed, Transfer · Conventional Mortgage HOME MORTGAGE CORPORATION
Feb 8, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 22, 2021	Survivorship Deed, Transfer · FHA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC
Dec 5, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2021
Deed Sale	Mar 22, 2021
Prior Sale	Dec 5, 2019 · Amount on Record
Deed Document Number	20212294
Deed Book / Page	1558 / 361
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION OH
Recording Date	Apr 30, 2026
Property Address	389 S PROSPECT ST, MARION, OH 43302-4932
Document Number	0000002501
Book / Page	1781 / 949
Instrument Date	Apr 8, 2026
Instrument	20262501
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002502,
Date	Apr 30, 2026
Instrument	20262502

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.54%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION OH
Recording Date	Apr 30, 2026
Property Address	389 S PROSPECT ST, MARION, OH 43302-4932
Document Number	0017810949
Book / Page	1781 / 949
Instrument Date	Apr 8, 2026
Instrument	20262501
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002502,
Date	Apr 30, 2026
Instrument	20262502

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OH
Property Address	389 S PROSPECT ST, MARION, OH 43302-4932
Transaction Type	Mortgage
Record Updated	Jul 12, 2021
Title Company	SOUTHWEST FINANCIAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013830983
Date	Feb 8, 2017
Book Page	1383/983
Instrument	2017-00858

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jan 24, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MARION OH
Recording Date	Mar 22, 2021
Property Address	389 S PROSPECT ST, MARION, OH 43302-4932
Document Number	0015580361
Book / Page	1558 / 361
Instrument Date	Mar 19, 2021
Instrument	2021-02294
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	389 S PROSPECT ST, MARION, OH 43302-4932
Investor	Possibly a Property Investor

Mortgage

Document Number	202102295
Date	Mar 22, 2021
Instrument	2021-02295

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION OH
Recording Date	Dec 5, 2019
Property Address	389 S PROSPECT ST, MARION, OH 43302-4932
Document Number	0014970486
Book / Page	1497 / 0486
Map Reference	VOL 311 PG 810
Instrument Date	Dec 4, 2019
Instrument	2019-08095
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 S PROSPECT ST, MARION, OH 43302-4932

Mortgage

Document Number	201908096
Date	Dec 5, 2019
Instrument	2019-08096

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Marion County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Marion County
County Subdivision	Marion Township
Municipality	Marion City
Unified School District	Marion City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,057.00 (+22.59%)	$58,810 (+41.54%) Land $6,660 Building $52,150	$168,030 (+41.53%) Land $19,030 Building $149,000
2024	$1,678.00 (+7.84%)	$41,550 (-) Land $7,660 Building $33,890
2023	$1,556.00 (+7.91%)	$41,550 (-) Land $7,660 Building $33,890
2022	$1,442.00	$41,550 Land $7,660 Building $33,890	$118,720 Land $21,890 Building $96,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MARION private · serves 47,102 people · EPA ID OH5100414
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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