389 S 3rd St, Breese, IL 62230 Property Records

Clinton County property record for 389 S 3rd St, Breese, IL 62230

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,204 sqft · built 1961
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$227,500 (Apr 2026)
Tax Bill	$4,209 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-06-22-115-021`

Property Details

APN / Parcel Number

Primary APN	`06-06-22-115-021`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,204 sqft Finished Area
1st Floor Area	2,408 sqft
Basement Area	1,204 sqft
Unfinished Basement	1,204 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Brick
Roof Type	Gable
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	165 ft deep x 95 ft wide
Garage Area	360 sqft
Shed	1 Shed
Shed Area	130 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	389 S 3RD ST
City	BREESE
State	IL
Zip	62230-1940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	51
Legal Description	SUBDIVISION WARNECKE LOT 3
Legal Subdivision	WARNECKE
Legal Lot Number	3
Jurisdiction	CLINTON IL
Township / Civil Division	BREESE
Census Block Group	1
Census Block	1210
Census Tract	900300

Owner

389 S 3rd St is owned and occupied by two individuals who bought it in April 2026.

Source: Clinton County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	389 S 3RD ST, BREESE, IL 62230-1940
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL COMPANY
Mar 29, 2022	Deed of Trust, Mortgage · USDA Mortgage USDA
Oct 13, 2020	Warranty Deed, Transfer · Conventional Mortgage GERMANTOWN TRUST & SAV BANK
Oct 2, 2018	Warranty Deed, Transfer · Conventional Mortgage FCB BANKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2026 · Amount on File
Deed Sale	Apr 22, 2026 · Amount on File
Prior Sale	Oct 13, 2020 · Amount on File
Deed Document Number	20261548
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON IL
Recording Date	Apr 22, 2026
Property Address	389 S 3RD ST, BREESE, IL 62230-1940
Document Number	0000001548
Instrument Date	Apr 8, 2026
Instrument	2026.1548
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34,466.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 S 3RD ST, BREESE, IL 62230-1940

Mortgage

Date	Apr 22, 2026

Lender

Name	DELMAR FINANCIAL COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IL
Property Address	389 S 3RD ST, BREESE, IL 62230-1940
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001575
Date	Mar 29, 2022
Instrument	2022R01575

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Mar 1, 2062

Interest

Rate Type	Fixed Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON IL
Recording Date	Oct 13, 2020
Property Address	389 S 3RD ST, BREESE, IL 62230-1940
Document Number	0000005313
Instrument Date	Oct 7, 2020
Instrument	2020R05313
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 S 3RD ST, BREESE, IL 62230-1940

Mortgage

Document Number	0000005314
Date	Oct 13, 2020
Instrument	2020R05314

Lender

Name	GERMANTOWN TRUST & SAV BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON IL
Recording Date	Oct 2, 2018
Property Address	389 S 3RD ST, BREESE, IL 62230-1940
Document Number	0000004351
Instrument Date	Sep 28, 2018
Instrument	2018R04351
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$218.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004352
Date	Oct 2, 2018
Instrument	2018R04352

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	72 Months
Due	Sep 28, 2024

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 389 S 3rd St was $4,209, up 13.4% from the year before.

Source: Clinton County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clinton County
County Subdivision	Breese Township
Municipality	Breese City
Secondary School District	Central Community High School District 71 (09 - 12)
Elementary School District	Breese School District 12 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,209.00 (+13.39%)	$64,040 (+7%) Land $15,100 Building $48,940	$192,120 (+7%) Land $45,300 Building $146,820
2024	$3,712.00	$59,850 Land $14,110 Building $45,740	$179,550 Land $42,330 Building $137,220
2022	$3,320.00 (+1.07%)	$51,330 (+5.01%) Land $12,100 Building $39,230	$153,990 (+5.01%) Land $36,300 Building $117,690
2021	$3,285.00	$48,880 Land $11,520 Building $37,360	$146,640 Land $34,560 Building $112,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 389 S 3rd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective November 20, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2015)
Most Recent Claim	Dec 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 389 S 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BREESE serves 4,772 people · EPA ID IL0270250
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Wisper ISP.

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