Franklin County property record for 389 Ruffin Dr, Galloway, OH 43119
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,508 sqft · built 2002 |
| Lot Size | 0.183 acres (7,975 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $244,500 (Apr 2020) |
| Tax Bill | $3,845 (2024) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 570-260840 |
| Primary APN | 570-260840 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,508 sqft Living Area |
| 1st Floor Area | 1,193 sqft |
| Game Room | Game Room |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Lot Area | 7,975 sqft (0.183 acres) |
| View / Lot | Corner |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 389 RUFFIN DR |
|---|---|
| City | GALLOWAY |
| State | OH |
| Zip | 43119-8214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RUFFIN DRIVE GALLOWAY RIDGE SECTION 5 PART 2 LOT 479 |
| Legal Subdivision | GALLOWAY RIDGE SEC 5 PT 2 |
| Legal Lot Number | 479 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | COLUMBUS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 8166 |
389 Ruffin Dr is owned and occupied by two individuals who bought it in April 2020.
Source: Franklin County records, as of July 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 389 RUFFIN DR, GALLOWAY, OH 43119-8214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CREDIT UNION |
| Sep 28, 2021 | Deed of Trust, Mortgage WRIGHT-PATT CREDIT UNION INC |
| Apr 16, 2020 | Warranty Deed, Transfer · FHA Mortgage WRIGHT-PATT CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2020 · Amount on File |
| Deed Sale | Apr 16, 2020 · Amount on File |
| Prior Sale | Oct 9, 2002 · Amount on File |
| Deed Document Number | 202050648 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Jul 21, 2026 |
| Property Address | 389 RUFFIN DR, GALLOWAY, OH 43119-8214 |
| Document Number | 0000087412 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 202687412 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 389 RUFFIN DR, GALLOWAY, OH 43119-8214 |
| Document Number | 0000087412, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 202687412 |
| Name | WRIGHT-PATT CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 15, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.84% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 389 RUFFIN DR, GALLOWAY, OH 43119-8214 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Title Company | LENDERCLOSE INC |
| Name | Verified Name |
|---|
| Document Number | 0000173662 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 202109280173662 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45434 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Apr 16, 2020 |
| Property Address | 389 RUFFIN DR, GALLOWAY, OH 43119-8214 |
| Document Number | 0000050648 |
| Instrument Date | Mar 24, 2020 |
| Instrument | 50648 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2020 |
| Title Company | CROWN SEARCH SERVICES, CROWN SEARCH SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 389 RUFFIN DR GALLOWAY OH 431198214, GALLOWAY, OH 43119-8214 |
| Document Number | 50649 |
|---|---|
| Date | Apr 16, 2020 |
| Instrument | 50649 |
| Name | WRIGHT-PATT CU |
|---|---|
| Type | Credit Union |
| Address | BEAVERCREEK, OH 45431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 15, 2050 |
Source: Franklin County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| Municipality | Columbus City |
| Unified School District | South-Western City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $105,460 (-) Land $29,050 Building $76,410 | $301,300 Land $83,000 Building $218,300 | |
| 2024 | $3,845.00 (+1.8%) Homeowner's exemption | $105,460 (-) Land $29,050 Building $76,410 | |
| 2023 | $3,777.00 (+14.45%) Homeowner's exemption | $105,460 (+55.96%) Land $29,050 Building $76,410 | $301,300 Land $83,000 Building $218,300 |
| 2022 | $3,300.00 Homeowner's exemption | $67,620 Land $10,920 Building $56,700 | |
| 2020 | $193,200 Land $31,200 Building $162,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 389 Ruffin Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 389 Ruffin Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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